EXCH (Exchange Bancshares) Total Deposits: $343.11 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

EXCH Exchange Bancshares Inc EXCH
51 GF Score
Price $66.00
GF Value $60.10
Valuation Fairly Valued
! 3 Warning Signs
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What is Exchange Bancshares Total Deposits?

Exchange Bancshares EXCH -4.35% 51 Total Deposits is $343.11 Mil as of Dec. 2025. GuruFocus rates EXCH with a GF Score™ of 51/100 and a GF Value™ of $60.10 (Fairly Valued). The stock has 3 warning signs investors should review.

Exchange Bancshares's annual total deposits increased from Dec. 2023 ($314.36 Mil) to Dec. 2024 ($325.45 Mil) and increased from Dec. 2024 ($325.45 Mil) to Dec. 2025 ($343.11 Mil).

Exchange Bancshares Total Deposits Historical Data

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The historical data trend for Exchange Bancshares's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Exchange Bancshares Total Deposits Chart

Exchange Bancshares Annual Data
Trend Dec01 Dec02 Dec03 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 324.68 321.57 314.36 325.45 343.11

Exchange Bancshares Semi-Annual Data
Dec01 Dec02 Dec03 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only 324.68 321.57 314.36 325.45 343.11
EXCH
51GF Score
Exchange Bancshares Inc EXCH
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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Exchange Bancshares Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $343.11 Mil mean?
Exchange Bancshares (EXCH) has a Total Deposits of $343.11 Mil as of Dec. 2025. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Exchange Bancshares and its competitors.
Is Exchange Bancshares' Total Deposits too high?
Exchange Bancshares' current Total Deposits is $343.11 Mil. Overall, Exchange Bancshares has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Exchange Bancshares' Total Deposits compare to HCKG and BHDB?
Exchange Bancshares' Total Deposits of $343.11 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Exchange Bancshares and its competitors. Exchange Bancshares's current Total Deposits is $343.11 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exchange Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Exchange Bancshares (EXCH) is currently considered Fairly Valued. The stock's GF Value™ is $60.10, compared to a current price of $66.00 — trading 9.8% above its estimated fair value. The current Total Deposits is $343.11 Mil. Exchange Bancshares' overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For Exchange Bancshares (EXCH), the current Total Deposits is $343.11 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Exchange Bancshares (EXCH) Overvalued in 2026?

Based on GuruFocus' analysis, Exchange Bancshares stock appears to be overvalued. The current stock price of $66.00 is trading 9.8% above its estimated GF Value™ of $60.10. GuruFocus considers Exchange Bancshares to be Fairly Valued.

Key valuation signals for EXCH:

  • Total Deposits: $343.11 Mil
  • GF Value™: $60.10 vs. price of $66.00 (9.8% above fair value)
  • GF Score™: 51/100 with 3 warning signs

No single metric tells the full story. See the EXCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Exchange Bancshares Business Description

Address 250 W. Hancock Street, P.O. Box 580, Milledgeville, GA, USA, 31061-0580
Exchange Bancshares Inc operates in the banking industry. The company provides personal checking, personal banking, business banking, mortgage loans, business loans, credit card services, investment services, online banking, mobile deposit, and others.
51GF Score

Get the complete analysis for EXCH

Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$66.00
Price
$60.10
GF Value