EXCH (Exchange Bancshares) Dividends per Share: $1.52 (TTM As of Dec. 2025)


EXCH Exchange Bancshares Inc EXCH
63 GF Score
Price $67.70
GF Value $59.75
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Exchange Bancshares Dividends per Share?

Exchange Bancshares EXCH 63 Dividends per Share is $1.52 as of Dec. 2025. GuruFocus rates EXCH with a GF Score™ of 63/100 and a GF Value™ of $59.75 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Exchange Bancshares's dividends per share for the six months ended in Dec. 2025 was $1.52. Its dividends per share for the trailing twelve months (TTM) ended in Dec. 2025 was $1.52. Its Dividend Payout Ratio for the six months ended in Dec. 2025 was 0.18. As of today, Exchange Bancshares's Dividend Yield % is 2.36%.

During the past 12 months, Exchange Bancshares's average Dividends Per Share Growth Rate was 5.60% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 10.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 10.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

During the past 10 years, the highest 3-Year average Dividends Per Share Growth Rate of Exchange Bancshares was 11.50% per year. The lowest was 8.40% per year. And the median was 10.40% per year.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Exchange Bancshares  (OTCPK:EXCH) Dividends per Share Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Exchange Bancshares's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=1.52/ 8.44
=0.18

During the past 10 years, the highest Dividend Payout Ratio of Exchange Bancshares was 0.19. The lowest was 0.17. And the median was 0.19.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Exchange Bancshares Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.4200002026-04-282026-04-282026-05-01Cash DividendquarterlyUSD:USD 1.000000
USD 0.4200002026-02-022026-02-022026-02-06Cash DividendquarterlyUSD:USD 1.000000
USD 0.3800002025-11-042025-11-042025-11-07Cash DividendquarterlyUSD:USD 1.000000
USD 0.3800002025-07-292025-07-292025-08-01Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.


Exchange Bancshares's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=1.6/67.70
=2.36 %

Current Share Price is $67.70.
Exchange Bancshares's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.6.

During the past 10 years, the highest Dividend Yield of Exchange Bancshares was 3.41%. The lowest was 1.78%. And the median was 2.40%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Exchange Bancshares Dividends per Share Related Terms


Exchange Bancshares Dividends per Share Historical Data

* Premium members only.

The historical data trend for Exchange Bancshares's Dividends per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Exchange Bancshares Dividends per Share Chart

Exchange Bancshares Annual Data
Trend Dec01 Dec02 Dec03 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividends per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.04 1.12 1.28 1.44 1.52

Exchange Bancshares Semi-Annual Data
Dec01 Dec02 Dec03 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividends per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.04 1.12 1.28 1.44 1.52

EXCH vs FMFP, ANDC, KFFB: Dividends per Share Comparison

For the Banks - Regional subindustry, Exchange Bancshares's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Exchange Bancshares Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Exchange Bancshares's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Exchange Bancshares's Dividend Yield % falls into.


EXCH
63GF Score
Exchange Bancshares Inc EXCH
Dividends per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Exchange Bancshares Dividends per Share Calculation

Dividends paid to per common share.

Frequently Asked Questions Learn more about Dividends per Share →
What does a Dividends per Share of $1.52 mean?
Exchange Bancshares (EXCH) has a Dividends per Share of $1.52 as of Dec. 2025. Dividends per share represents the per-share amount paid as dividends. View historical data on Exchange Bancshares and its competitors.
Is Exchange Bancshares' Dividends per Share too high?
Exchange Bancshares' current Dividends per Share is $1.52. Overall, Exchange Bancshares has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Exchange Bancshares' Dividends per Share compare to FMFP and ANDC?
Exchange Bancshares' Dividends per Share of $1.52 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividends per Share for a Banks company?
A good Dividends per Share depends on the Banks industry context. However, Dividends per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividends per Share mean?
A high Dividends per Share can signal that a stock is expensive relative to its fundamentals. Dividends per share represents the per-share amount paid as dividends. View historical data on Exchange Bancshares and its competitors. Exchange Bancshares's current Dividends per Share is $1.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exchange Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Exchange Bancshares (EXCH) is currently considered Modestly Overvalued. The stock's GF Value™ is $59.75, compared to a current price of $67.70 — trading 13.3% above its estimated fair value. The current Dividends per Share is $1.52. Exchange Bancshares' overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividends per Share calculated?
Dividends per Share is calculated from a company's financial statements. For Exchange Bancshares (EXCH), the current Dividends per Share is $1.52 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Exchange Bancshares (EXCH) Overvalued in 2026?

Based on GuruFocus' analysis, Exchange Bancshares stock appears to be overvalued. The current stock price of $67.70 is trading 13.3% above its estimated GF Value™ of $59.75. GuruFocus considers Exchange Bancshares to be Modestly Overvalued.

Key valuation signals for EXCH:

  • Dividends per Share: $1.52
  • GF Value™: $59.75 vs. price of $67.70 (13.3% above fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the EXCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Exchange Bancshares Business Description

Address 250 W. Hancock Street, P.O. Box 580, Milledgeville, GA, USA, 31061-0580
Exchange Bancshares Inc operates in the banking industry. The company provides personal checking, personal banking, business banking, mortgage loans, business loans, credit card services, investment services, online banking, mobile deposit, and others.
63GF Score

Get the complete analysis for EXCH

Dividends per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$67.70
Price
$59.75
GF Value