EXCH (Exchange Bancshares) Buyback Yield %: 0.91 (As of Jul. 01, 2026) — Near Median


EXCH Exchange Bancshares Inc EXCH
50 GF Score
Price $67.70
GF Value $59.70
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Exchange Bancshares Buyback Yield %?

Exchange Bancshares EXCH 50 Buyback Yield % is 0.91 as of Jul. 01, 2026, which is 3% above its 10-year median of 0.88. GuruFocus rates EXCH with a GF Score™ of 50/100 and a GF Value™ of $59.70 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 626 Banks companies, Exchange Bancshares ranks better than 61.82% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

Exchange Bancshares's current buyback yield was 0.91%.


Exchange Bancshares Buyback Yield % Historical Data

* Premium members only.

The historical data trend for Exchange Bancshares's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Exchange Bancshares Buyback Yield % Chart

Exchange Bancshares Annual Data
Trend Dec01 Dec02 Dec03 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.56 0.00 2.09 0.00 0.88

Exchange Bancshares Semi-Annual Data
Dec01 Dec02 Dec03 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.56 0.00 2.09 0.00 0.88

EXCH vs FMFP, ANDC, KFFB: Buyback Yield % Comparison

For the Banks - Regional subindustry, Exchange Bancshares's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Exchange Bancshares Buyback Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Exchange Bancshares's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where Exchange Bancshares's Buyback Yield % falls into.


EXCH
50GF Score
Exchange Bancshares Inc EXCH
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Exchange Bancshares Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

Exchange Bancshares's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (-0.362 + 0) / 41.1711
=0.88%

Exchange Bancshares's annualized Buyback Yield for the quarter that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (-0.362 + 0) / 41.1711
=0.88%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of 0.91 mean?
Exchange Bancshares (EXCH) has a Buyback Yield % of 0.91 as of Jul. 01, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Exchange Bancshares and its competitors. This is near median its historical median of 0.88. Over the past decade, Exchange Bancshares' Buyback Yield % has ranged from 0.20 to 2.09. According to the industry distribution chart, Exchange Bancshares ranks #239 out of 626 companies in the Banks industry, placing it in the top 38.2%.
Is Exchange Bancshares' Buyback Yield % too high?
Exchange Bancshares' current Buyback Yield % of 0.91 is near median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 2.09. The Banks industry median Buyback Yield % is 0.43. Exchange Bancshares' value of 0.91 is 111.6% above this industry median. Based on the distribution chart, Exchange Bancshares ranks #239 out of 626 companies in the Banks industry, which is above the industry midpoint. Overall, Exchange Bancshares has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Exchange Bancshares' Buyback Yield % compare to FMFP and ANDC?
According to the Banks industry distribution chart, Exchange Bancshares ranks #239 out of 626 companies for Buyback Yield %. This puts Exchange Bancshares in the upper half of its industry. The industry median Buyback Yield % is 0.43. Exchange Bancshares' value of 0.91 is 111.6% above this benchmark. Historically, Exchange Bancshares' own Buyback Yield % has ranged from 0.20 to 2.09 over the past decade. While the company's 10-year median is 0.88 vs. the industry median of 0.43, Exchange Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.43, based on 626 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Exchange Bancshares's current Buyback Yield % of 0.91 is 111.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Exchange Bancshares and its competitors. For the Banks industry, the median Buyback Yield % is 0.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Exchange Bancshares's current Buyback Yield % is 0.91, which is near median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exchange Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Exchange Bancshares (EXCH) is currently considered Modestly Overvalued. The stock's GF Value™ is $59.70, compared to a current price of $67.70 — trading 13.4% above its estimated fair value. The current Buyback Yield % is 0.91, which is near median its 10-year median of 0.88 and 111.6% above the Banks industry median of 0.43. Exchange Bancshares' overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Exchange Bancshares (EXCH), the current Buyback Yield % is 0.91 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Exchange Bancshares (EXCH) Overvalued in 2026?

Based on GuruFocus' analysis, Exchange Bancshares stock appears to be overvalued. The current stock price of $67.70 is trading 13.4% above its estimated GF Value™ of $59.70. GuruFocus considers Exchange Bancshares to be Modestly Overvalued.

Key valuation signals for EXCH:

  • Buyback Yield %: 0.91 (near median its 10-year median of 0.88)
  • GF Value™: $59.70 vs. price of $67.70 (13.4% above fair value)
  • GF Score™: 50/100 with 3 warning signs
  • Industry Position: 111.6% above the Banks median (#239 of 626)

No single metric tells the full story. See the EXCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Exchange Bancshares Business Description

Address 250 W. Hancock Street, P.O. Box 580, Milledgeville, GA, USA, 31061-0580
Exchange Bancshares Inc operates in the banking industry. The company provides personal checking, personal banking, business banking, mortgage loans, business loans, credit card services, investment services, online banking, mobile deposit, and others.
50GF Score

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Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$67.70
Price
$59.70
GF Value