FNFI (First Niles Financial) Total Deposits: $88.11 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FNFI First Niles Financial Inc FNFI
53 GF Score
Price $8.95
GF Value $10.81
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is First Niles Financial Total Deposits?

First Niles Financial FNFI -5.79% 53 Total Deposits is $88.11 Mil as of Dec. 2025. GuruFocus rates FNFI with a GF Score™ of 53/100 and a GF Value™ of $10.81 (Modestly Undervalued). The stock has 4 warning signs investors should review.

First Niles Financial's annual total deposits declined from Dec. 2023 ($88.10 Mil) to Dec. 2024 ($83.58 Mil) but then increased from Dec. 2024 ($83.58 Mil) to Dec. 2025 ($88.11 Mil).

First Niles Financial Total Deposits Historical Data

* Premium members only.

The historical data trend for First Niles Financial's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Niles Financial Total Deposits Chart

First Niles Financial Annual Data
Trend Dec15 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 80.61 83.49 88.10 83.58 88.11

First Niles Financial Semi-Annual Data
Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec12 Dec13 Dec14 Dec15 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 80.61 83.49 88.10 83.58 88.11
FNFI
53GF Score
First Niles Financial Inc FNFI
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Niles Financial Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $88.11 Mil mean?
First Niles Financial (FNFI) has a Total Deposits of $88.11 Mil as of Dec. 2025. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for First Niles Financial and its competitors.
Is First Niles Financial's Total Deposits too high?
First Niles Financial's current Total Deposits is $88.11 Mil. Overall, First Niles Financial has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Niles Financial's Total Deposits compare to GLBZ and ASCN?
First Niles Financial's Total Deposits of $88.11 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for First Niles Financial and its competitors. First Niles Financial's current Total Deposits is $88.11 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Niles Financial stock overvalued right now?
Based on GuruFocus' analysis, First Niles Financial (FNFI) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.81, compared to a current price of $8.95 — trading 17.2% below its estimated fair value. The current Total Deposits is $88.11 Mil. First Niles Financial's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For First Niles Financial (FNFI), the current Total Deposits is $88.11 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Niles Financial (FNFI) Overvalued in 2026?

Based on GuruFocus' analysis, First Niles Financial stock appears to be undervalued. The current stock price of $8.95 is trading 17.2% below its estimated GF Value™ of $10.81. GuruFocus considers First Niles Financial to be Modestly Undervalued.

Key valuation signals for FNFI:

  • Total Deposits: $88.11 Mil
  • GF Value™: $10.81 vs. price of $8.95 (17.2% below fair value)
  • GF Score™: 53/100 with 4 warning signs

No single metric tells the full story. See the FNFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Niles Financial Business Description

Address 55 North Main Street, P.O. Box 311, Niles, OH, USA, 44446-0311
First Niles Financial Inc is a unitary, non-diversified holding company. It conducts a general banking business in Niles, Ohio, which consists of attracting deposits from the general public and applying those funds to the origination of loans for residential, commercial, and consumer purposes. The primary sources of revenue for the company are from interest and dividend income on loans and securities along with noninterest revenue resulting from investment security gains, loan servicing, gains on the sale of loans, commitment fees, fees from financial guarantees, certain credit cards fees, and income on bank-owned life insurance. The Company has two reportable segments being Community Banking and Mortgage Banking.
53GF Score

Get the complete analysis for FNFI

Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.95
Price
$10.81
GF Value