FNFI (First Niles Financial) Insider Ownership: 13.29 % (As of Aug. 23, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FNFI First Niles Financial Inc FNFI
53 GF Score
Price $8.95
GF Value $10.81
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is First Niles Financial Insider Ownership?

First Niles Financial FNFI -5.79% 53 Insider Ownership is 13.29 % as of Aug. 23, 2026. GuruFocus rates FNFI with a GF Score™ of 53/100 and a GF Value™ of $10.81 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, First Niles Financial's insider ownership is 13.29%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, First Niles Financial's Institutional Ownership is 0.06%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, First Niles Financial's Float Percentage Of Total Shares Outstanding is 0.00%.

First Niles Financial Insider Ownership Historical Data

* Premium members only.

The historical data trend for First Niles Financial's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Niles Financial Insider Ownership Chart

First Niles Financial Historical Data

The historical data trend for First Niles Financial can be seen below:

2009-05-31 2009-06-30 2009-07-31 2009-08-31 2009-09-30 2009-10-31 2009-11-30 2009-12-31 2010-01-31 2010-02-28
Insider Ownership 13.29 13.29 13.29 13.29 13.29 13.29 13.29 13.29 13.29 13.29
FNFI
53GF Score
First Niles Financial Inc FNFI
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Niles Financial Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 13.29 % mean?
First Niles Financial (FNFI) has a Insider Ownership of 13.29 % as of Aug. 23, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on First Niles Financial and its competitors.
Is First Niles Financial's Insider Ownership too high?
First Niles Financial's current Insider Ownership is 13.29 %. Overall, First Niles Financial has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Niles Financial's Insider Ownership compare to GLBZ and ASCN?
First Niles Financial's Insider Ownership of 13.29 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on First Niles Financial and its competitors. First Niles Financial's current Insider Ownership is 13.29 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Niles Financial stock overvalued right now?
Based on GuruFocus' analysis, First Niles Financial (FNFI) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.81, compared to a current price of $8.95 — trading 17.2% below its estimated fair value. The current Insider Ownership is 13.29 %. First Niles Financial's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For First Niles Financial (FNFI), the current Insider Ownership is 13.29 % as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Niles Financial (FNFI) Overvalued in 2026?

Based on GuruFocus' analysis, First Niles Financial stock appears to be undervalued. The current stock price of $8.95 is trading 17.2% below its estimated GF Value™ of $10.81. GuruFocus considers First Niles Financial to be Modestly Undervalued.

Key valuation signals for FNFI:

  • Insider Ownership: 13.29 %
  • GF Value™: $10.81 vs. price of $8.95 (17.2% below fair value)
  • GF Score™: 53/100 with 4 warning signs

No single metric tells the full story. See the FNFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Niles Financial Business Description

Address 55 North Main Street, P.O. Box 311, Niles, OH, USA, 44446-0311
First Niles Financial Inc is a unitary, non-diversified holding company. It conducts a general banking business in Niles, Ohio, which consists of attracting deposits from the general public and applying those funds to the origination of loans for residential, commercial, and consumer purposes. The primary sources of revenue for the company are from interest and dividend income on loans and securities along with noninterest revenue resulting from investment security gains, loan servicing, gains on the sale of loans, commitment fees, fees from financial guarantees, certain credit cards fees, and income on bank-owned life insurance. The Company has two reportable segments being Community Banking and Mortgage Banking.
53GF Score

Get the complete analysis for FNFI

Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.95
Price
$10.81
GF Value