FNFI (First Niles Financial) YoY EPS Growth: 0.00% (As of Dec. 2025)

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FNFI First Niles Financial Inc FNFI
60 GF Score
Price $9.00
GF Value $10.85
Valuation Modestly Undervalued
! 4 Warning Signs
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What is First Niles Financial YoY EPS Growth?

First Niles Financial FNFI +0.90% 60 YoY EPS Growth is 0.00% as of Dec. 2025. GuruFocus rates FNFI with a GF Score™ of 60/100 and a GF Value™ of $10.85 (Modestly Undervalued). The stock has 4 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. First Niles Financial's YoY EPS Growth for the quarter that ended in Dec. 2025 was 0.00%.

First Niles Financial's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was $0.00.

First Niles Financial YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for First Niles Financial's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Niles Financial YoY EPS Growth Chart

First Niles Financial Annual Data
Trend Dec15 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 77.78 -62.50 233.33 6.67 -6.25

First Niles Financial Semi-Annual Data
Dec05 Jun06 Dec12 Dec13 Dec14 Dec15 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -100.00 0.00 0.00 0.00 0.00
FNFI
60GF Score
First Niles Financial Inc FNFI
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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First Niles Financial YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

First Niles Financial's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(0.6-0.64)/ | 0.64 |
=-6.25 %

First Niles Financial's YoY EPS Growth for the quarter that ended in Dec. 2025 is calculated as:

YoY EPS Growth (Q: Dec. 2025 )
=(Earnings per Share (Diluted) (Q: Dec. 2025 )-Earnings per Share (Diluted) (Q: Dec. 2023 )) / | Earnings per Share (Diluted) (Q: Dec. 2023 )) |
=(0-0)/ | 0 |
=N/A %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 0.00% mean?
First Niles Financial (FNFI) has a YoY EPS Growth of 0.00% as of Dec. 2025. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for First Niles Financial and its competitors.
Is First Niles Financial's YoY EPS Growth too high?
First Niles Financial's current YoY EPS Growth is 0.00%. Overall, First Niles Financial has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Niles Financial's YoY EPS Growth compare to ASCN and GLBZ?
First Niles Financial's YoY EPS Growth of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for First Niles Financial and its competitors. First Niles Financial's current YoY EPS Growth is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Niles Financial stock overvalued right now?
Based on GuruFocus' analysis, First Niles Financial (FNFI) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.85, compared to a current price of $9.00 — trading 17.1% below its estimated fair value. The current YoY EPS Growth is 0.00%. First Niles Financial's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For First Niles Financial (FNFI), the current YoY EPS Growth is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Niles Financial (FNFI) Overvalued in 2026?

Based on GuruFocus' analysis, First Niles Financial stock appears to be undervalued. The current stock price of $9.00 is trading 17.1% below its estimated GF Value™ of $10.85. GuruFocus considers First Niles Financial to be Modestly Undervalued.

Key valuation signals for FNFI:

  • YoY EPS Growth: 0.00%
  • GF Value™: $10.85 vs. price of $9.00 (17.1% below fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the FNFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Niles Financial Business Description

Address 55 North Main Street, P.O. Box 311, Niles, OH, USA, 44446-0311
First Niles Financial Inc is a unitary, non-diversified holding company. It conducts a general banking business in Niles, Ohio, which consists of attracting deposits from the general public and applying those funds to the origination of loans for residential, commercial, and consumer purposes. The primary sources of revenue for the company are from interest and dividend income on loans and securities along with noninterest revenue resulting from investment security gains, loan servicing, gains on the sale of loans, commitment fees, fees from financial guarantees, certain credit cards fees, and income on bank-owned life insurance. The Company has two reportable segments being Community Banking and Mortgage Banking.
60GF Score

Get the complete analysis for FNFI

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.00
Price
$10.85
GF Value