FNFI (First Niles Financial) 6-1 Month Momentum %: 13.55% (As of Aug. 23, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FNFI First Niles Financial Inc FNFI
53 GF Score
Price $8.95
GF Value $10.81
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is First Niles Financial 6-1 Month Momentum %?

First Niles Financial FNFI -5.79% 53 6-1 Month Momentum % is 13.55% as of Aug. 23, 2026. GuruFocus rates FNFI with a GF Score™ of 53/100 and a GF Value™ of $10.81 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,600 Banks companies, First Niles Financial ranks better than 74.12% on this metric.

6-1 Month Momentum % is the total return of the stock from 6-month ago to 1-month ago. As of today (2026-08-23), First Niles Financial's 6-1 Month Momentum % is 13.55%.

The industry rank for First Niles Financial's 6-1 Month Momentum % or its related term are showing as below:

FNFI's 6-1 Month Momentum % is ranked better than
74.12% of 1600 companies
in the Banks industry
Industry Median: 4.55 vs FNFI: 13.55

First Niles Financial  (OTCPK:FNFI) 6-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 6-1 Month Momentum % measures the total return to a stock over the past six months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


First Niles Financial 6-1 Month Momentum % Related Terms


FNFI vs GLBZ, ASCN, SRNN: 6-1 Month Momentum % Comparison

For the Banks - Regional subindustry, First Niles Financial's 6-1 Month Momentum %, along with its competitors' market caps and 6-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Niles Financial 6-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, First Niles Financial's 6-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where First Niles Financial's 6-1 Month Momentum % falls into.


FNFI
53GF Score
First Niles Financial Inc FNFI
6-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Niles Financial  (OTCPK:FNFI) 6-1 Month Momentum % Calculation

6-1 Month Momentum % is calculated as following:

6-1 Month Momentum %=( Price 1-month ago / Price 6-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 6-1 Month Momentum % →
What does a 6-1 Month Momentum % of 13.55% mean?
First Niles Financial (FNFI) has a 6-1 Month Momentum % of 13.55% as of Aug. 23, 2026. 6-1 Month Momentum measures the total return of the stock from 6-month ago to 1-month ago. View historical data on First Niles Financial and its competitors. According to the industry distribution chart, First Niles Financial ranks #414 out of 1600 companies in the Banks industry, placing it in the top 25.9%.
Is First Niles Financial's 6-1 Month Momentum % too high?
First Niles Financial's current 6-1 Month Momentum % is 13.55%. The Banks industry median 6-1 Month Momentum % is 4.55. First Niles Financial's value of 13.55% is 197.8% above this industry median. Based on the distribution chart, First Niles Financial ranks #414 out of 1600 companies in the Banks industry, which is above the industry midpoint. Overall, First Niles Financial has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Niles Financial's 6-1 Month Momentum % compare to GLBZ and ASCN?
According to the Banks industry distribution chart, First Niles Financial ranks #414 out of 1600 companies for 6-1 Month Momentum %. This puts First Niles Financial in the upper half of its industry. The industry median 6-1 Month Momentum % is 4.55. First Niles Financial's value of 13.55% is 197.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 6-1 Month Momentum % for a Banks company?
The median 6-1 Month Momentum % among Banks companies is 4.55, based on 1,600 companies in the industry. Companies in the top quartile (top 25%) have a 6-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 6-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Niles Financial's current 6-1 Month Momentum % of 13.55% is 197.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 6-1 Month Momentum % mean?
A high 6-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 6-1 Month Momentum measures the total return of the stock from 6-month ago to 1-month ago. View historical data on First Niles Financial and its competitors. For the Banks industry, the median 6-1 Month Momentum % is 4.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Niles Financial's current 6-1 Month Momentum % is 13.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Niles Financial stock overvalued right now?
Based on GuruFocus' analysis, First Niles Financial (FNFI) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.81, compared to a current price of $8.95 — trading 17.2% below its estimated fair value. The current 6-1 Month Momentum % is 13.55% and 197.8% above the Banks industry median of 4.55. First Niles Financial's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 6-1 Month Momentum % calculated?
6-1 Month Momentum % is calculated from a company's financial statements. For First Niles Financial (FNFI), the current 6-1 Month Momentum % is 13.55% as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Niles Financial (FNFI) Overvalued in 2026?

Based on GuruFocus' analysis, First Niles Financial stock appears to be undervalued. The current stock price of $8.95 is trading 17.2% below its estimated GF Value™ of $10.81. GuruFocus considers First Niles Financial to be Modestly Undervalued.

Key valuation signals for FNFI:

  • 6-1 Month Momentum %: 13.55%
  • GF Value™: $10.81 vs. price of $8.95 (17.2% below fair value)
  • GF Score™: 53/100 with 4 warning signs
  • Industry Position: 197.8% above the Banks median (#414 of 1600)

No single metric tells the full story. See the FNFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Niles Financial Business Description

Address 55 North Main Street, P.O. Box 311, Niles, OH, USA, 44446-0311
First Niles Financial Inc is a unitary, non-diversified holding company. It conducts a general banking business in Niles, Ohio, which consists of attracting deposits from the general public and applying those funds to the origination of loans for residential, commercial, and consumer purposes. The primary sources of revenue for the company are from interest and dividend income on loans and securities along with noninterest revenue resulting from investment security gains, loan servicing, gains on the sale of loans, commitment fees, fees from financial guarantees, certain credit cards fees, and income on bank-owned life insurance. The Company has two reportable segments being Community Banking and Mortgage Banking.
53GF Score

Get the complete analysis for FNFI

6-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.95
Price
$10.81
GF Value