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First Niles Financial (First Niles Financial) Net Margin % : 13.49% (As of Jun. 2018)


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What is First Niles Financial Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. First Niles Financial's Net Income for the six months ended in Jun. 2018 was $0.14 Mil. First Niles Financial's Revenue for the six months ended in Jun. 2018 was $1.06 Mil. Therefore, First Niles Financial's net margin for the quarter that ended in Jun. 2018 was 13.49%.

The historical rank and industry rank for First Niles Financial's Net Margin % or its related term are showing as below:


FNFI's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 25.32
* Ranked among companies with meaningful Net Margin % only.

First Niles Financial Net Margin % Historical Data

The historical data trend for First Niles Financial's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

First Niles Financial Net Margin % Chart

First Niles Financial Annual Data
Trend Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec13 Dec14 Dec15
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 31.93 31.69 -16.57 10.12 10.15

First Niles Financial Semi-Annual Data
Jun99 Dec99 Jun00 Dec00 Jun01 Dec01 Jun02 Dec02 Jun03 Dec03 Jun04 Dec04 Jun05 Dec05 Jun06 Dec13 Dec14 Dec15 Jun17 Jun18
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 23.86 13.49

Competitive Comparison of First Niles Financial's Net Margin %

For the Banks - Regional subindustry, First Niles Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Niles Financial's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, First Niles Financial's Net Margin % distribution charts can be found below:

* The bar in red indicates where First Niles Financial's Net Margin % falls into.



First Niles Financial Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

First Niles Financial's Net Margin for the fiscal year that ended in Dec. 2015 is calculated as

Net Margin=Net Income (A: Dec. 2015 )/Revenue (A: Dec. 2015 )
=0.212/2.088
=10.15 %

First Niles Financial's Net Margin for the quarter that ended in Jun. 2018 is calculated as

Net Margin=Net Income (Q: Jun. 2018 )/Revenue (Q: Jun. 2018 )
=0.143/1.06
=13.49 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Niles Financial  (OTCPK:FNFI) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


First Niles Financial Net Margin % Related Terms

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First Niles Financial (First Niles Financial) Business Description

Traded in Other Exchanges
N/A
Address
55 North Main Street, P.O. Box 311, Niles, OH, USA, 44446-0311
First Niles Financial Inc is a unitary, non-diversified holding company. It conducts a general banking business in Niles, Ohio, which consists of attracting deposits from the general public and applying those funds to the origination of loans for residential, commercial, and consumer purposes. The primary sources of revenue for the company are from interest and dividend income on loans and securities along with noninterest revenue resulting from investment security gains, loan servicing, gains on the sale of loans, commitment fees, fees from financial guarantees, certain credit cards fees, and income on bank-owned life insurance.

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