UMBF (UMB Financial) Total Deposits: $59,767 Mil (As of Jun. 2026)

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UMBF UMB Financial Corp UMBF
83 GF Score
Price $143.72
GF Value $128.23
Valuation Modestly Overvalued
! 5 Warning Signs
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What is UMB Financial Total Deposits?

UMB Financial UMBF +0.22% 83 Total Deposits is $59,767 Mil as of Jun. 2026. GuruFocus rates UMBF with a GF Score™ of 83/100 and a GF Value™ of $128.23 (Modestly Overvalued). The stock has 5 warning signs investors should review.

UMB Financial's annual total deposits increased from Dec. 2023 ($35,793 Mil) to Dec. 2024 ($43,142 Mil) and increased from Dec. 2024 ($43,142 Mil) to Dec. 2025 ($60,657 Mil).

UMB Financial Total Deposits Historical Data

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The historical data trend for UMB Financial's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UMB Financial Total Deposits Chart

UMB Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35,599.93 32,639.13 35,792.86 43,142.03 60,656.79

UMB Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 59,987.01 60,135.84 60,656.79 59,980.76 59,766.68
UMBF
83GF Score
UMB Financial Corp UMBF
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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UMB Financial Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $59,767 Mil mean?
UMB Financial (UMBF) has a Total Deposits of $59,767 Mil as of Jun. 2026. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for UMB Financial and its competitors.
Is UMB Financial's Total Deposits too high?
UMB Financial's current Total Deposits is $59,767 Mil. Overall, UMB Financial has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UMB Financial's Total Deposits compare to BPOP and WTFC?
UMB Financial's Total Deposits of $59,767 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for UMB Financial and its competitors. UMB Financial's current Total Deposits is $59,767 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UMB Financial stock overvalued right now?
Based on GuruFocus' analysis, UMB Financial (UMBF) is currently considered Modestly Overvalued. The stock's GF Value™ is $128.23, compared to a current price of $143.72 — trading 12.1% above its estimated fair value. The current Total Deposits is $59,767 Mil. UMB Financial's overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For UMB Financial (UMBF), the current Total Deposits is $59,767 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UMB Financial (UMBF) Overvalued in 2026?

Based on GuruFocus' analysis, UMB Financial stock appears to be overvalued. The current stock price of $143.72 is trading 12.1% above its estimated GF Value™ of $128.23. GuruFocus considers UMB Financial to be Modestly Overvalued.

Key valuation signals for UMBF:

  • Total Deposits: $59,767 Mil
  • GF Value™: $128.23 vs. price of $143.72 (12.1% above fair value)
  • GF Score™: 83/100 with 5 warning signs

No single metric tells the full story. See the UMBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UMB Financial Business Description

Other Exchanges 1UMBF:Italy
Address 1010 Grand Boulevard, Kansas City, MO, USA, 64106
UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking services and asset servicing to its customers in the United States and around the world. Its client base includes commercial, institutional, and personal customers. Along with its subsidiaries, the company operates in the following business segments: Commercial Banking, Institutional Banking, and Personal Banking. A majority of its revenue is generated from the Commercial Banking segment, which serves the commercial banking and treasury management needs of small to middle-market businesses through various products and services such as commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, consultative services, and others.
83GF Score

Get the complete analysis for UMBF

Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$143.72
Price
$128.23
GF Value