UMBF (UMB Financial) Tax Rate %: 20.78% (As of Jun. 2026)

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UMBF UMB Financial Corp UMBF
82 GF Score
Price $152.04
GF Value $126.75
Valuation Modestly Overvalued
! 6 Warning Signs
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What is UMB Financial Tax Rate %?

UMB Financial UMBF +0.73% 82 Tax Rate % is 20.78% as of Jun. 2026. GuruFocus rates UMBF with a GF Score™ of 82/100 and a GF Value™ of $126.75 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. UMB Financial's Tax Expense for the three months ended in Jun. 2026 was $73 Mil. UMB Financial's Pre-Tax Income for the three months ended in Jun. 2026 was $350 Mil. Therefore, UMB Financial's Tax Rate % for the quarter that ended in Jun. 2026 was 20.78%.

UMB Financial Tax Rate % Related Terms

UMB Financial Tax Rate % Historical Data

* Premium members only.

The historical data trend for UMB Financial's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UMB Financial Tax Rate % Chart

UMB Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.72 18.86 16.98 18.48 19.72

UMB Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.96 20.39 20.33 21.08 20.78
UMBF
82GF Score
UMB Financial Corp UMBF
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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UMB Financial Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

UMB Financial's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=172.557/874.955
=19.72 %

UMB Financial's Tax Rate % for the quarter that ended in Jun. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Jun. 2026 )/Pre-Tax Income (Q: Jun. 2026 )
=72.827/350.397
=20.78 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 20.78% mean?
UMB Financial (UMBF) has a Tax Rate % of 20.78% as of Jun. 2026.
Is UMB Financial's Tax Rate % too high?
UMB Financial's current Tax Rate % is 20.78%. Overall, UMB Financial has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UMB Financial's Tax Rate % compare to WTFC and BPOP?
UMB Financial's Tax Rate % of 20.78% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. UMB Financial's current Tax Rate % is 20.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UMB Financial stock overvalued right now?
Based on GuruFocus' analysis, UMB Financial (UMBF) is currently considered Modestly Overvalued. The stock's GF Value™ is $126.75, compared to a current price of $152.04 — trading 20% above its estimated fair value. The current Tax Rate % is 20.78%. UMB Financial's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For UMB Financial (UMBF), the current Tax Rate % is 20.78% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UMB Financial (UMBF) Overvalued in 2026?

Based on GuruFocus' analysis, UMB Financial stock appears to be overvalued. The current stock price of $152.04 is trading 20% above its estimated GF Value™ of $126.75. GuruFocus considers UMB Financial to be Modestly Overvalued.

Key valuation signals for UMBF:

  • Tax Rate %: 20.78%
  • GF Value™: $126.75 vs. price of $152.04 (20% above fair value)
  • GF Score™: 82/100 with 6 warning signs

No single metric tells the full story. See the UMBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UMB Financial Business Description

Other Exchanges 1UMBF:Italy
Address 1010 Grand Boulevard, Kansas City, MO, USA, 64106
UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking services and asset servicing to its customers in the United States and around the world. Its client base includes commercial, institutional, and personal customers. Along with its subsidiaries, the company operates in the following business segments: Commercial Banking, Institutional Banking, and Personal Banking. A majority of its revenue is generated from the Commercial Banking segment, which serves the commercial banking and treasury management needs of small to middle-market businesses through various products and services such as commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, consultative services, and others.
82GF Score

Get the complete analysis for UMBF

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$152.04
Price
$126.75
GF Value