This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. UMB Financial's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $28.749. UMB Financial's 10-Year median PS Ratio is 3.3765. Therefore, the Median PS Value for today is $97.07.
As of today (2025-01-18), UMB Financial's share price is $119.58. UMB Financial's Median PS Value is $97.07. Therefore, UMB Financial's Price to Median PS Value for today is 1.23.
The historical rank and industry rank for UMB Financial's Median PS Value or its related term are showing as below:
UMBF'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.59 Med: 1.05 Max: 1.45
Current: 1.23
During the past 13 years, the highest Price to Median PS Value of UMB Financial was 1.45. The lowest was 0.59. And the median was 1.05.
UMBF's Price-to-Median-PS-Value is ranked worse than 75.35% of 998
companies
in the Banks industry
Industry Median: 0.99
vs UMBF: 1.23
UMB Financial Median PS Value Historical Data
The historical data trend for UMB Financial's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of UMB Financial's Median PS Value
For the Banks - Regional subindustry, UMB Financial's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UMB Financial's Price-to-Median-PS-Value Distribution in the Banks Industry
For the Banks industry and Financial Services sector, UMB Financial's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where UMB Financial's Price-to-Median-PS-Value falls into.
UMB Financial Median PS Value Calculation
UMB Financial's Median PS Value for today is calculated as
10-Year Median PS Ratio is 3.3765.
UMB Financial's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $28.749.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UMB Financial (NAS:UMBF) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
UMB Financial's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
119.58
/
97.07
=
1.23
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UMB Financial Median PS Value Related Terms
Thank you for viewing the detailed overview of UMB Financial's Median PS Value provided by GuruFocus.com. Please click on the following links to see related term pages.
UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking, asset management, and health spending solutions. Its customer base includes commercial, institutional, and personal customers across the United States. The company's banking subsidiaries own and operate banking and wealth-management centers mostly throughout the Midwest and Southwest regions of the U.S. Subsidiaries of the holding company and its lead bank, UMB Bank, include mutual fund and alternative investment services groups, single-purpose companies that deal with brokerage services and insurance, and a registered investment advisory. The bank's revenue is split nearly evenly between interest income and noninterest income.
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