GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » UMB Financial Corp (NAS:UMBF) » Definitions » PEG Ratio

UMBF (UMB Financial) PEG Ratio : 2.79 (As of Mar. 27, 2025)


View and export this data going back to 1990. Start your Free Trial

What is UMB Financial PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, UMB Financial's PE Ratio without NRI is 10.87. UMB Financial's 5-Year Book Value growth rate is 3.90%. Therefore, UMB Financial's PEG Ratio for today is 2.79.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for UMB Financial's PEG Ratio or its related term are showing as below:

UMBF' s PEG Ratio Range Over the Past 10 Years
Min: 0.94   Med: 2.53   Max: 4.78
Current: 2.79


During the past 13 years, UMB Financial's highest PEG Ratio was 4.78. The lowest was 0.94. And the median was 2.53.


UMBF's PEG Ratio is ranked worse than
71.07% of 1165 companies
in the Banks industry
Industry Median: 1.5 vs UMBF: 2.79

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


UMB Financial PEG Ratio Historical Data

The historical data trend for UMB Financial's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

UMB Financial PEG Ratio Chart

UMB Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.15 1.25 1.35 3.28 3.97

UMB Financial Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.28 3.40 3.60 4.01 3.97

Competitive Comparison of UMB Financial's PEG Ratio

For the Banks - Regional subindustry, UMB Financial's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UMB Financial's PEG Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, UMB Financial's PEG Ratio distribution charts can be found below:

* The bar in red indicates where UMB Financial's PEG Ratio falls into.


;
;

UMB Financial PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

UMB Financial's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=10.869797225187/3.90
=2.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


UMB Financial  (NAS:UMBF) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


UMB Financial PEG Ratio Related Terms

Thank you for viewing the detailed overview of UMB Financial's PEG Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


UMB Financial Business Description

Traded in Other Exchanges
N/A
Address
1010 Grand Boulevard, Kansas City, MO, USA, 64106
UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking services and asset servicing to its customers in the United States and around the world. Its client base includes commercial, institutional, and personal customers. Along with its subsidiaries, the company operates in the following business segments: Commercial Banking, Institutional Banking, and Personal Banking. A majority of its revenue is generated from the Commercial Banking segment, which serves the commercial banking and treasury management needs of small to middle-market businesses through various products and services such as commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, consultative services, and others.
Executives
Nikki Farentino Newton officer: President, Private Wealth Mgmt 1010 GRAND BLVD, KANSAS CITY MO 64106
Tamara Peterman director 1010 GRAND BLVD, KANSAS CITY MO 64106
Greg M Graves director 1010 GRAND BLVD, KANSAS CITY MO 64106
J Mariner Kemper officer: Vice Chairman 1010 GRAND BLVD., KANSAS CITY MO 64106
Kevin Charles Gallagher director 370 17TH ST, SUITE 5600, DENVER CO 80202
Robert Brian Beaird officer: Chief Human Resource Officer 1010 GRAND BLVD, KANSAS CITY MO 64106
Thomas S Terry officer: Chief Lending Officer 1010 GRAND BOULEVARD, KANSAS CITY MO 64106
David Carl Odgers officer: Chief Accounting Officer 1010 GRAND BLVD, KANSAS CITY MO 64106
James D Rine officer: Executive Vice President 1010 GRAND BOULEVARD, KANSAS CITY MO 64106
John Pauls officer: EVP & General Counsel 1010 GRAND BLVD, KANSAS CITY MO 64106
Kris A Robbins director
Ram Shankar officer: Chief Financial Officer 1010 GRAND BLVD., KANSAS CITY MO 64106
Uma Wilson officer: Executive Vice President 1010 GRAND BLVD, KANSAS CITY MO 64106
Phillip James Mason officer: President, Inst. Banking 1010 GRAND BLVD, KANSAS CITY MO 64106
Stacy H King officer: Chief Risk Officer 1010 GRAND BLVD, KANSAS CITY MO 64106