China Pacific Insurance (Group) Co (FRA:75C) Unearned Premiums: €887 Mil (As of Jun. 2026)

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FRA:75C China Pacific Insurance (Group) Co Ltd FRA:75C
62 GF Score
Price €3.18
GF Value €3.98
Valuation Modestly Undervalued
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What is China Pacific Insurance (Group) Co Unearned Premiums?

China Pacific Insurance (Group) Co FRA:75C -2.45% 62 Unearned Premiums is €887 Mil as of Jun. 2026. GuruFocus rates FRA:75C with a GF Score™ of 62/100 and a GF Value™ of €3.98 (Modestly Undervalued).

China Pacific Insurance (Group) Co's quarterly unearned premiums declined from Dec. 2025 (€2,478 Mil) to Mar. 2026 (€693 Mil) but then increased from Mar. 2026 (€693 Mil) to Jun. 2026 (€887 Mil).

China Pacific Insurance (Group) Co's annual unearned premiums increased from Dec. 2023 (€2,219 Mil) to Dec. 2024 (€2,384 Mil) and increased from Dec. 2024 (€2,384 Mil) to Dec. 2025 (€2,478 Mil).

China Pacific Insurance (Group) Co Unearned Premiums Historical Data

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The historical data trend for China Pacific Insurance (Group) Co's Unearned Premiums can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Pacific Insurance (Group) Co Unearned Premiums Chart

China Pacific Insurance (Group) Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Unearned Premiums
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13,457.65 2,465.31 2,218.85 2,383.73 2,478.14

China Pacific Insurance (Group) Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Unearned Premiums Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 826.38 839.02 2,478.14 693.30 886.99
FRA:75C
62GF Score
China Pacific Insurance (Group) Co Ltd FRA:75C
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
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China Pacific Insurance (Group) Co Unearned Premiums Calculation

The portion of premium that has not been earned by insurance companies. Insurance companies have to pay them back to the insured if the policies are cancelled.

Frequently Asked Questions Learn more about Unearned Premiums →
What does a Unearned Premiums of €887 Mil mean?
China Pacific Insurance (Group) Co (FRA:75C) has a Unearned Premiums of €887 Mil as of Jun. 2026. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for China Pacific Insurance (Group) Co and its competitors.
Is China Pacific Insurance (Group) Co's Unearned Premiums too high?
China Pacific Insurance (Group) Co's current Unearned Premiums is €887 Mil. Overall, China Pacific Insurance (Group) Co has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Pacific Insurance (Group) Co's Unearned Premiums compare to MET and AFL?
China Pacific Insurance (Group) Co's Unearned Premiums of €887 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Premiums for an Insurance company?
A good Unearned Premiums depends on the Insurance industry context. However, Unearned Premiums should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Premiums mean?
A high Unearned Premiums can signal that a stock is expensive relative to its fundamentals. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for China Pacific Insurance (Group) Co and its competitors. China Pacific Insurance (Group) Co's current Unearned Premiums is €887 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Pacific Insurance (Group) Co stock overvalued right now?
Based on GuruFocus' analysis, China Pacific Insurance (Group) Co (FRA:75C) is currently considered Modestly Undervalued. The stock's GF Value™ is €3.98, compared to a current price of €3.18 — trading 20.1% below its estimated fair value. The current Unearned Premiums is €887 Mil. China Pacific Insurance (Group) Co's overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Premiums calculated?
Unearned Premiums is calculated from a company's financial statements. For China Pacific Insurance (Group) Co (FRA:75C), the current Unearned Premiums is €887 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Pacific Insurance (Group) Co (FRA:75C) Overvalued in 2026?

Based on GuruFocus' analysis, China Pacific Insurance (Group) Co stock appears to be undervalued. The current stock price of €3.18 is trading 20.1% below its estimated GF Value™ of €3.98. GuruFocus considers China Pacific Insurance (Group) Co to be Modestly Undervalued.

Key valuation signals for FRA:75C:

  • Unearned Premiums: €887 Mil
  • GF Value™: €3.98 vs. price of €3.18 (20.1% below fair value)
  • GF Score™: 62/100

No single metric tells the full story. See the FRA:75C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

China Pacific Insurance (Group) Co Business Description

Address 1 South Zhongshan Road, Huangpu District, Shanghai, CHN, 200010
Established in 1988, China Pacific Insurance is China's third-largest life insurer and third-largest general property and casualty insurer, with headquarters in Beijing. The company strives to create an integrated financial services platform that encompasses insurance, banking, and asset management. CPIC's major shareholders are state-owned companies related to the Shanghai government.
62GF Score

Get the complete analysis for FRA:75C

Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.18
Price
€3.98
GF Value