China Pacific Insurance (Group) Co (FRA:75C) Debt-to-EBITDA : N/A (As of Mar. 2026)

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FRA:75C China Pacific Insurance (Group) Co Ltd FRA:75C
63 GF Score
Price €3.34
GF Value €4.12
Valuation Modestly Undervalued
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What is China Pacific Insurance (Group) Co Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

China Pacific Insurance (Group) Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €0 Mil. China Pacific Insurance (Group) Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €2,991 Mil. China Pacific Insurance (Group) Co's annualized EBITDA for the quarter that ended in Mar. 2026 was €0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for China Pacific Insurance (Group) Co's Debt-to-EBITDA or its related term are showing as below:

FRA:75C's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.19
* Ranked among companies with meaningful Debt-to-EBITDA only.

China Pacific Insurance (Group) Co  (FRA:75C) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

China Pacific Insurance (Group) Co Debt-to-EBITDA Related Terms

China Pacific Insurance (Group) Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for China Pacific Insurance (Group) Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Pacific Insurance (Group) Co Debt-to-EBITDA Chart

China Pacific Insurance (Group) Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

China Pacific Insurance (Group) Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

FRA:75C vs AFL, MET, PRU: Debt-to-EBITDA Comparison

For the Insurance - Life subindustry, China Pacific Insurance (Group) Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

China Pacific Insurance (Group) Co Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, China Pacific Insurance (Group) Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where China Pacific Insurance (Group) Co's Debt-to-EBITDA falls into.


FRA:75C
63GF Score
China Pacific Insurance (Group) Co Ltd FRA:75C
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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China Pacific Insurance (Group) Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

China Pacific Insurance (Group) Co's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 2958.905) / N/A
=N/A

China Pacific Insurance (Group) Co's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 2990.557) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Is China Pacific Insurance (Group) Co (FRA:75C) Overvalued in 2026?

Based on GuruFocus' analysis, China Pacific Insurance (Group) Co stock appears to be undervalued. The current stock price of €3.34 is trading 18.9% below its estimated GF Value™ of €4.12. GuruFocus considers China Pacific Insurance (Group) Co to be Modestly Undervalued.

Key valuation signals for FRA:75C:

  • Debt-to-EBITDA: N/A
  • GF Value™: €4.12 vs. price of €3.34 (18.9% below fair value)
  • GF Score™: 63/100

No single metric tells the full story. See the FRA:75C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

China Pacific Insurance (Group) Co Business Description

Address 1 South Zhongshan Road, Huangpu District, Shanghai, CHN, 200010
Established in 1988, China Pacific Insurance is China's third-largest life insurer and third-largest general property and casualty insurer, with headquarters in Beijing. The company strives to create an integrated financial services platform that encompasses insurance, banking, and asset management. CPIC's major shareholders are state-owned companies related to the Shanghai government.
63GF Score

Get the complete analysis for FRA:75C

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.34
Price
€4.12
GF Value