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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Pacific Insurance (Group) Co Effective Interest Rate on Debt % Chart
FRA:75C vs AFL, MET, PRU: Effective Interest Rate on Debt % Comparison
For the Insurance - Life subindustry, China Pacific Insurance (Group) Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Pacific Insurance (Group) Co Effective Interest Rate on Debt % vs Insurance Industry
For the Insurance industry and Financial Services sector, China Pacific Insurance (Group) Co's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where China Pacific Insurance (Group) Co's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 235.12% mean?
China Pacific Insurance (Group) Co (FRA:75C) has a Effective Interest Rate on Debt % of 235.12% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on China Pacific Insurance (Group) Co and its competitors.
Is China Pacific Insurance (Group) Co's Effective Interest Rate on Debt % too high?
China Pacific Insurance (Group) Co's current Effective Interest Rate on Debt % is 235.12%. Overall, China Pacific Insurance (Group) Co has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Pacific Insurance (Group) Co's Effective Interest Rate on Debt % compare to AFL and MET?
China Pacific Insurance (Group) Co's Effective Interest Rate on Debt % of 235.12% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on China Pacific Insurance (Group) Co and its competitors. China Pacific Insurance (Group) Co's current Effective Interest Rate on Debt % is 235.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Pacific Insurance (Group) Co stock overvalued right now?
Based on GuruFocus' analysis, China Pacific Insurance (Group) Co (FRA:75C) is currently considered Modestly Undervalued. The stock's GF Value™ is €4.02, compared to a current price of €3.38 — trading 15.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 235.12%. China Pacific Insurance (Group) Co's overall GF Score™ is 67/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For China Pacific Insurance (Group) Co (FRA:75C), the current Effective Interest Rate on Debt % is 235.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Pacific Insurance (Group) Co (FRA:75C) Overvalued in 2026?
Based on GuruFocus' analysis, China Pacific Insurance (Group) Co stock appears to be undervalued.
The current stock price of €3.38 is trading 15.9% below its estimated GF Value™ of €4.02.
GuruFocus considers China Pacific Insurance (Group) Co to be Modestly Undervalued.
Key valuation signals for FRA:75C:
Effective Interest Rate on Debt %: 235.12%
GF Value™: €4.02 vs. price of €3.38 (15.9% below fair value)
No single metric tells the full story. See the FRA:75C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Pacific Insurance (Group) Co Business Description
Established in 1988, China Pacific Insurance is China's third-largest life insurer and third-largest general property and casualty insurer, with headquarters in Beijing. The company strives to create an integrated financial services platform that encompasses insurance, banking, and asset management. CPIC's major shareholders are state-owned companies related to the Shanghai government.
67GF Score
Get the complete analysis for FRA:75C
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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