China Pacific Insurance (Group) Co (FRA:75C) Cyclically Adjusted PS Ratio: 0.84 (As of Jul. 21, 2026) — 12% Below Median

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FRA:75C China Pacific Insurance (Group) Co Ltd FRA:75C
68 GF Score
Price €3.24
GF Value €4.00
Valuation Modestly Undervalued
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What is China Pacific Insurance (Group) Co Cyclically Adjusted PS Ratio?

China Pacific Insurance (Group) Co FRA:75C +4.52% 68 Cyclically Adjusted PS Ratio is 0.84 as of Jul. 21, 2026, which is 12% below its 10-year median of 0.95. GuruFocus rates FRA:75C with a GF Score™ of 68/100 and a GF Value™ of €4.00 (Modestly Undervalued). Among 411 Insurance companies, China Pacific Insurance (Group) Co ranks better than 70.8% on this metric.

As of today (2026-07-21), China Pacific Insurance (Group) Co's current share price is €3.24. China Pacific Insurance (Group) Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €3.87. China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio for today is 0.84.

The historical rank and industry rank for China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:75C' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.49   Med: 0.95   Max: 2.07
Current: 0.78

During the past years, China Pacific Insurance (Group) Co's highest Cyclically Adjusted PS Ratio was 2.07. The lowest was 0.49. And the median was 0.95.

FRA:75C's Cyclically Adjusted PS Ratio is ranked better than
70.8% of 411 companies
in the Insurance industry
Industry Median: 1.21 vs FRA:75C: 0.78

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

China Pacific Insurance (Group) Co's adjusted revenue per share data for the three months ended in Mar. 2026 was €1.073. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €3.87 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


China Pacific Insurance (Group) Co  (FRA:75C) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


China Pacific Insurance (Group) Co Cyclically Adjusted PS Ratio Related Terms


China Pacific Insurance (Group) Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Pacific Insurance (Group) Co Cyclically Adjusted PS Ratio Chart

China Pacific Insurance (Group) Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.77 0.66 0.63 0.87 1.03

China Pacific Insurance (Group) Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.82 0.95 0.87 1.03 0.91

FRA:75C vs AFL, MET, PRU: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Life subindustry, China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Pacific Insurance (Group) Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio falls into.


FRA:75C
68GF Score
China Pacific Insurance (Group) Co Ltd FRA:75C
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

China Pacific Insurance (Group) Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=3.24/3.87
=0.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Pacific Insurance (Group) Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, China Pacific Insurance (Group) Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.073/116.3033*116.3033
=1.073

Current CPI (Mar. 2026) = 116.3033.

China Pacific Insurance (Group) Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.939 101.400 1.077
201609 1.014 102.400 1.152
201612 0.811 102.600 0.919
201703 1.606 103.200 1.810
201706 0.993 103.100 1.120
201709 1.139 104.100 1.273
201712 0.838 104.500 0.933
201803 1.736 105.300 1.917
201806 1.169 104.900 1.296
201809 1.158 106.600 1.263
201812 0.905 106.500 0.988
201903 1.906 107.700 2.058
201906 1.238 107.700 1.337
201909 1.261 109.800 1.336
201912 1.034 111.200 1.081
202003 1.960 112.300 2.030
202006 1.327 110.400 1.398
202009 1.362 111.700 1.418
202012 1.037 111.500 1.082
202103 2.019 112.662 2.084
202106 1.347 111.769 1.402
202109 1.334 112.215 1.383
202112 1.274 113.108 1.310
202203 1.165 114.335 1.185
202206 1.249 114.558 1.268
202209 1.312 115.339 1.323
202212 1.101 115.116 1.112
202303 1.316 115.116 1.330
202306 1.084 114.558 1.101
202309 1.072 115.339 1.081
202312 0.892 114.781 0.904
202403 1.258 115.227 1.270
202406 1.313 114.781 1.330
202409 1.530 115.785 1.537
202412 1.263 114.893 1.279
202503 1.227 115.116 1.240
202506 1.330 114.907 1.346
202509 1.780 115.471 1.793
202512 1.106 115.832 1.110
202603 1.073 116.303 1.073

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.84 mean?
China Pacific Insurance (Group) Co (FRA:75C) has a Cyclically Adjusted PS Ratio of 0.84 as of Jul. 21, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on China Pacific Insurance (Group) Co and its competitors. This is 12% below median its historical median of 0.95. Over the past decade, China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio has ranged from 0.49 to 2.07. According to the industry distribution chart, China Pacific Insurance (Group) Co ranks #120 out of 411 companies in the Insurance industry, placing it in the top 29.2%.
Is China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio too high?
China Pacific Insurance (Group) Co's current Cyclically Adjusted PS Ratio of 0.84 is 12% below median its 10-year median of 0.95. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 2.07. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. China Pacific Insurance (Group) Co's value of 0.84 is 30.6% below this industry median. Based on the distribution chart, China Pacific Insurance (Group) Co ranks #120 out of 411 companies in the Insurance industry, which is above the industry midpoint. Overall, China Pacific Insurance (Group) Co has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Pacific Insurance (Group) Co's Cyclically Adjusted PS Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, China Pacific Insurance (Group) Co ranks #120 out of 411 companies for Cyclically Adjusted PS Ratio. This puts China Pacific Insurance (Group) Co in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.21. China Pacific Insurance (Group) Co's value of 0.84 is 30.6% below this benchmark. Historically, China Pacific Insurance (Group) Co's own Cyclically Adjusted PS Ratio has ranged from 0.49 to 2.07 over the past decade. While the company's 10-year median is 0.95 vs. the industry median of 1.21, China Pacific Insurance (Group) Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Pacific Insurance (Group) Co's current Cyclically Adjusted PS Ratio of 0.84 is 30.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on China Pacific Insurance (Group) Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Pacific Insurance (Group) Co's current Cyclically Adjusted PS Ratio is 0.84, which is 12% below median its own 10-year median of 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Pacific Insurance (Group) Co stock overvalued right now?
Based on GuruFocus' analysis, China Pacific Insurance (Group) Co (FRA:75C) is currently considered Modestly Undervalued. The stock's GF Value™ is €4.00, compared to a current price of €3.24 — trading 19% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.84, which is 12% below median its 10-year median of 0.95 and 30.6% below the Insurance industry median of 1.21. China Pacific Insurance (Group) Co's overall GF Score™ is 68/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For China Pacific Insurance (Group) Co (FRA:75C), the current Cyclically Adjusted PS Ratio is 0.84 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Pacific Insurance (Group) Co (FRA:75C) Overvalued in 2026?

Based on GuruFocus' analysis, China Pacific Insurance (Group) Co stock appears to be undervalued. The current stock price of €3.24 is trading 19% below its estimated GF Value™ of €4.00. GuruFocus considers China Pacific Insurance (Group) Co to be Modestly Undervalued.

Key valuation signals for FRA:75C:

  • Cyclically Adjusted PS Ratio: 0.84 (12% below median its 10-year median of 0.95)
  • GF Value™: €4.00 vs. price of €3.24 (19% below fair value)
  • GF Score™: 68/100
  • Industry Position: 30.6% below the Insurance median (#120 of 411)

No single metric tells the full story. See the FRA:75C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Pacific Insurance (Group) Co Business Description

Address 1 South Zhongshan Road, Huangpu District, Shanghai, CHN, 200010
Established in 1988, China Pacific Insurance is China's third-largest life insurer and third-largest general property and casualty insurer, with headquarters in Beijing. The company strives to create an integrated financial services platform that encompasses insurance, banking, and asset management. CPIC's major shareholders are state-owned companies related to the Shanghai government.
68GF Score

Get the complete analysis for FRA:75C

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.24
Price
€4.00
GF Value