CMHF (Community Heritage Financial) Buyback Yield %: 0.11 (As of Aug. 02, 2026) — 22% Above Median

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CMHF Community Heritage Financial Inc CMHF
52 GF Score
Price $42.00
GF Value $27.62
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Community Heritage Financial Buyback Yield %?

Community Heritage Financial CMHF 52 Buyback Yield % is 0.11 as of Aug. 02, 2026, which is 22% above its 10-year median of 0.09. GuruFocus rates CMHF with a GF Score™ of 52/100 and a GF Value™ of $27.62 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 593 Banks companies, Community Heritage Financial ranks worse than 63.24% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

Community Heritage Financial's current buyback yield was 0.11%.


Community Heritage Financial Buyback Yield % Related Terms


Community Heritage Financial Buyback Yield % Historical Data

* Premium members only.

The historical data trend for Community Heritage Financial's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Heritage Financial Buyback Yield % Chart

Community Heritage Financial Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial 0.00 -21.10 0.09 0.09 0.17

Community Heritage Financial Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield % Get a 7-Day Free Trial 0.00 -21.10 0.09 0.09 0.17

CMHF vs HYNE, BOTJ, FMBN: Buyback Yield % Comparison

For the Banks - Regional subindustry, Community Heritage Financial's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Heritage Financial Buyback Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Community Heritage Financial's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where Community Heritage Financial's Buyback Yield % falls into.


CMHF
52GF Score
Community Heritage Financial Inc CMHF
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Community Heritage Financial Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

Community Heritage Financial's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (0 + -0.133) / 78.8977
=0.17%

Community Heritage Financial's annualized Buyback Yield for the quarter that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (0 + -0.133) / 78.8977
=0.17%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of 0.11 mean?
Community Heritage Financial (CMHF) has a Buyback Yield % of 0.11 as of Aug. 02, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Community Heritage Financial and its competitors. This is 22% above median its historical median of 0.09. According to the industry distribution chart, Community Heritage Financial ranks #375 out of 593 companies in the Banks industry, placing it in the top 63.2%.
Is Community Heritage Financial's Buyback Yield % too high?
Community Heritage Financial's current Buyback Yield % of 0.11 is 22% above median its 10-year median of 0.09. The Banks industry median Buyback Yield % is 0.46. Community Heritage Financial's value of 0.11 is 76.1% below this industry median. Based on the distribution chart, Community Heritage Financial ranks #375 out of 593 companies in the Banks industry, which is below the industry midpoint. Overall, Community Heritage Financial has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Heritage Financial's Buyback Yield % compare to HYNE and BOTJ?
According to the Banks industry distribution chart, Community Heritage Financial ranks #375 out of 593 companies for Buyback Yield %. This places Community Heritage Financial in the lower half of its industry. The industry median Buyback Yield % is 0.46. Community Heritage Financial's value of 0.11 is 76.1% below this benchmark. While the company's 10-year median is 0.09 vs. the industry median of 0.46, Community Heritage Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.46, based on 593 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Heritage Financial's current Buyback Yield % of 0.11 is 76.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Community Heritage Financial and its competitors. For the Banks industry, the median Buyback Yield % is 0.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Heritage Financial's current Buyback Yield % is 0.11, which is 22% above median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Heritage Financial stock overvalued right now?
Based on GuruFocus' analysis, Community Heritage Financial (CMHF) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.62, compared to a current price of $42.00 — trading 52.1% above its estimated fair value. The current Buyback Yield % is 0.11, which is 22% above median its 10-year median of 0.09 and 76.1% below the Banks industry median of 0.46. Community Heritage Financial's overall GF Score™ is 52/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Community Heritage Financial (CMHF), the current Buyback Yield % is 0.11 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Heritage Financial (CMHF) Overvalued in 2026?

Based on GuruFocus' analysis, Community Heritage Financial stock appears to be overvalued. The current stock price of $42.00 is trading 52.1% above its estimated GF Value™ of $27.62. GuruFocus considers Community Heritage Financial to be Significantly Overvalued.

Key valuation signals for CMHF:

  • Buyback Yield %: 0.11 (22% above median its 10-year median of 0.09)
  • GF Value™: $27.62 vs. price of $42.00 (52.1% above fair value)
  • GF Score™: 52/100 with 7 warning signs
  • Industry Position: 76.1% below the Banks median (#375 of 593)

No single metric tells the full story. See the CMHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community Heritage Financial Business Description

Address 24 West Main Street, P.O. Box 75, Middletown, MD, USA, 21769
Community Heritage Financial Inc is an independent and community-oriented financial institution offering a full range of retail and commercial banking services to individuals and businesses in its market area. Its deposit products are demand, savings, and time deposits, and its lending products are real estate mortgages, commercial business loans and installment loans. In addition to retail and commercial banking services offered to individuals and businesses, common to community-oriented financial institutions, the company operates a mortgage banking business segment. The mortgage banking segment engages in the origination of residential mortgages for sale into the secondary market, unlike the company's other deposit and loan activities, which are conducted for Investment purposes.
52GF Score

Get the complete analysis for CMHF

Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.00
Price
$27.62
GF Value