CMHF (Community Heritage Financial) Total Assets: $1,129.08 Mil (As of Dec. 2025)

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CMHF Community Heritage Financial Inc CMHF
52 GF Score
Price $42.00
GF Value $27.62
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Community Heritage Financial Total Assets?

Community Heritage Financial CMHF 52 Total Assets is $1,129.08 Mil as of Dec. 2025. GuruFocus rates CMHF with a GF Score™ of 52/100 and a GF Value™ of $27.62 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Community Heritage Financial's Total Assets for the quarter that ended in Dec. 2025 was $1,129.08 Mil.

During the past 12 months, Community Heritage Financial's average Total Assets Growth Rate was 9.40% per year. During the past 3 years, the average Total Assets Growth Rate was 6.30% per year. During the past 5 years, the average Total Assets Growth Rate was 10.10% per year.

During the past 7 years, Community Heritage Financial's highest 3-Year average Total Assets Growth Rate was 23.00%. The lowest was 6.30%. And the median was 11.35%.

Total Assets is connected with ROA %. Community Heritage Financial's annualized ROA % for the quarter that ended in Dec. 2025 was 0.81%. Total Assets is also linked to Revenue through Asset Turnover. Community Heritage Financial's Asset Turnover for the quarter that ended in Dec. 2025 was 0.04.


Community Heritage Financial  (OTCPK:CMHF) Total Assets Explanation

Total Assets is connected with ROA %.

Community Heritage Financial's annualized ROA % for the quarter that ended in Dec. 2025 is

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=8.653/( (1020.38+1129.08)/ 2 )
=8.653/1074.73
=0.81 %

Note: The Net Income data used here is one times the annual (Dec. 2025) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Community Heritage Financial's Asset Turnover for the quarter that ended in Dec. 2025 is

Asset Turnover
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=39.273/( (1020.38+1129.08)/ 2 )
=39.273/1074.73
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Community Heritage Financial Total Assets Related Terms


Community Heritage Financial Total Assets Historical Data

* Premium members only.

The historical data trend for Community Heritage Financial's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Heritage Financial Total Assets Chart

Community Heritage Financial Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial 817.91 930.13 988.63 1,020.38 1,129.08

Community Heritage Financial Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets Get a 7-Day Free Trial 817.91 930.13 988.63 1,020.38 1,129.08
CMHF
52GF Score
Community Heritage Financial Inc CMHF
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Community Heritage Financial Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Community Heritage Financial's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=88.851+1040.229
=1,129.08

Community Heritage Financial's Total Assets for the quarter that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (Q: Dec. 2025 )+Total Liabilities (Q: Dec. 2025 )
=88.851+1040.229
=1,129.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $1,129.08 Mil mean?
Community Heritage Financial (CMHF) has a Total Assets of $1,129.08 Mil as of Dec. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on Community Heritage Financial and its competitors.
Is Community Heritage Financial's Total Assets too high?
Community Heritage Financial's current Total Assets is $1,129.08 Mil. Overall, Community Heritage Financial has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Heritage Financial's Total Assets compare to HYNE and BOTJ?
Community Heritage Financial's Total Assets of $1,129.08 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Community Heritage Financial and its competitors. Community Heritage Financial's current Total Assets is $1,129.08 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Heritage Financial stock overvalued right now?
Based on GuruFocus' analysis, Community Heritage Financial (CMHF) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.62, compared to a current price of $42.00 — trading 52.1% above its estimated fair value. The current Total Assets is $1,129.08 Mil. Community Heritage Financial's overall GF Score™ is 52/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Community Heritage Financial (CMHF), the current Total Assets is $1,129.08 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Heritage Financial (CMHF) Overvalued in 2026?

Based on GuruFocus' analysis, Community Heritage Financial stock appears to be overvalued. The current stock price of $42.00 is trading 52.1% above its estimated GF Value™ of $27.62. GuruFocus considers Community Heritage Financial to be Significantly Overvalued.

Key valuation signals for CMHF:

  • Total Assets: $1,129.08 Mil
  • GF Value™: $27.62 vs. price of $42.00 (52.1% above fair value)
  • GF Score™: 52/100 with 7 warning signs

No single metric tells the full story. See the CMHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community Heritage Financial Business Description

Address 24 West Main Street, P.O. Box 75, Middletown, MD, USA, 21769
Community Heritage Financial Inc is an independent and community-oriented financial institution offering a full range of retail and commercial banking services to individuals and businesses in its market area. Its deposit products are demand, savings, and time deposits, and its lending products are real estate mortgages, commercial business loans and installment loans. In addition to retail and commercial banking services offered to individuals and businesses, common to community-oriented financial institutions, the company operates a mortgage banking business segment. The mortgage banking segment engages in the origination of residential mortgages for sale into the secondary market, unlike the company's other deposit and loan activities, which are conducted for Investment purposes.
52GF Score

Get the complete analysis for CMHF

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.00
Price
$27.62
GF Value