Waterstone Financial (FRA:47Z) Buyback Yield %: 4.91 (As of Jul. 23, 2026) — Near Median

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FRA:47Z Waterstone Financial Inc FRA:47Z
60 GF Score
Price €16.20
GF Value €14.71
Valuation Fairly Valued
! 6 Warning Signs
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What is Waterstone Financial Buyback Yield %?

Waterstone Financial FRA:47Z -4.71% 60 Buyback Yield % is 4.91 as of Jul. 23, 2026, which is 8% below its 10-year median of 5.33. GuruFocus rates FRA:47Z with a GF Score™ of 60/100 and a GF Value™ of €14.71 (Fairly Valued). The stock has 6 warning signs investors should review. Among 611 Banks companies, Waterstone Financial ranks better than 92.96% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

Waterstone Financial's current buyback yield was 4.91%.


Waterstone Financial Buyback Yield % Historical Data

* Premium members only.

The historical data trend for Waterstone Financial's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Waterstone Financial Buyback Yield % Chart

Waterstone Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.89 12.73 9.18 5.84 5.42

Waterstone Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.91 5.19 5.64 5.33 5.33

FRA:47Z vs USCB, MVBF, RVRF: Buyback Yield % Comparison

For the Banks - Regional subindustry, Waterstone Financial's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Waterstone Financial Buyback Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Waterstone Financial's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where Waterstone Financial's Buyback Yield % falls into.


FRA:47Z
60GF Score
Waterstone Financial Inc FRA:47Z
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Waterstone Financial Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

Waterstone Financial's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (-13.842 + 0) / 255.204
=5.42%

Waterstone Financial's annualized Buyback Yield for the quarter that ended in Mar. 2026 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (-15.011 + 0) / 284.8922
=5.27%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of 4.91 mean?
Waterstone Financial (FRA:47Z) has a Buyback Yield % of 4.91 as of Jul. 23, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Waterstone Financial and its competitors. This is near median its historical median of 5.33. Over the past decade, Waterstone Financial's Buyback Yield % has ranged from 0.13 to 17.83. According to the industry distribution chart, Waterstone Financial ranks #43 out of 611 companies in the Banks industry, placing it in the top 7%.
Is Waterstone Financial's Buyback Yield % too high?
Waterstone Financial's current Buyback Yield % of 4.91 is near median its 10-year median of 5.33. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 17.83. The Banks industry median Buyback Yield % is 0.43. Waterstone Financial's value of 4.91 is 1041.9% above this industry median. Based on the distribution chart, Waterstone Financial ranks #43 out of 611 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Waterstone Financial has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Waterstone Financial's Buyback Yield % compare to USCB and MVBF?
According to the Banks industry distribution chart, Waterstone Financial ranks #43 out of 611 companies for Buyback Yield %. This places Waterstone Financial in the top 7% of its industry — outperforming the majority of peers. The industry median Buyback Yield % is 0.43. Waterstone Financial's value of 4.91 is 1041.9% above this benchmark. Historically, Waterstone Financial's own Buyback Yield % has ranged from 0.13 to 17.83 over the past decade. While the company's 10-year median is 5.33 vs. the industry median of 0.43, Waterstone Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.43, based on 611 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Waterstone Financial's current Buyback Yield % of 4.91 is 1041.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Waterstone Financial and its competitors. For the Banks industry, the median Buyback Yield % is 0.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Waterstone Financial's current Buyback Yield % is 4.91, which is near median its own 10-year median of 5.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Waterstone Financial stock overvalued right now?
Based on GuruFocus' analysis, Waterstone Financial (FRA:47Z) is currently considered Fairly Valued. The stock's GF Value™ is €14.71, compared to a current price of €16.20 — trading 10.1% above its estimated fair value. The current Buyback Yield % is 4.91, which is near median its 10-year median of 5.33 and 1041.9% above the Banks industry median of 0.43. Waterstone Financial's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Waterstone Financial (FRA:47Z), the current Buyback Yield % is 4.91 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Waterstone Financial (FRA:47Z) Overvalued in 2026?

Based on GuruFocus' analysis, Waterstone Financial stock appears to be overvalued. The current stock price of €16.20 is trading 10.1% above its estimated GF Value™ of €14.71. GuruFocus considers Waterstone Financial to be Fairly Valued.

Key valuation signals for FRA:47Z:

  • Buyback Yield %: 4.91 (near median its 10-year median of 5.33)
  • GF Value™: €14.71 vs. price of €16.20 (10.1% above fair value)
  • GF Score™: 60/100 with 6 warning signs
  • Industry Position: 1041.9% above the Banks median (#43 of 611)

No single metric tells the full story. See the FRA:47Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Waterstone Financial Business Description

Other Exchanges WSBF:USA
Address 11200 West Plank Court, Wauwatosa, WI, USA, 53226
Waterstone Financial Inc is a holding company. Through its subsidiaries, it operates in two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The majority of its revenue comes from the Community Banking segment.
60GF Score

Get the complete analysis for FRA:47Z

Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.20
Price
€14.71
GF Value