Waterstone Financial (FRA:47Z) Total Assets: €1,947.3 Mil (As of Mar. 2026)


FRA:47Z Waterstone Financial Inc FRA:47Z
56 GF Score
Price €16.50
GF Value €14.42
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Waterstone Financial Total Assets?

Waterstone Financial FRA:47Z 56 Total Assets is €1,947.3 Mil as of Mar. 2026. GuruFocus rates FRA:47Z with a GF Score™ of 56/100 and a GF Value™ of €14.42 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Waterstone Financial's Total Assets for the quarter that ended in Mar. 2026 was €1,947.3 Mil.

During the past 12 months, Waterstone Financial's average Total Assets Growth Rate was 6.00% per year. During the past 3 years, the average Total Assets Growth Rate was 4.00% per year. During the past 5 years, the average Total Assets Growth Rate was 2.20% per year. During the past 10 years, the average Total Assets Growth Rate was 3.30% per year.

During the past 13 years, Waterstone Financial's highest 3-Year average Total Assets Growth Rate was 14.00%. The lowest was -9.20%. And the median was 4.35%.

Total Assets is connected with ROA %. Waterstone Financial's annualized ROA % for the quarter that ended in Mar. 2026 was 1.07%. Total Assets is also linked to Revenue through Asset Turnover. Waterstone Financial's Asset Turnover for the quarter that ended in Mar. 2026 was 0.02.


Waterstone Financial  (FRA:47Z) Total Assets Explanation

Total Assets is connected with ROA %.

Waterstone Financial's annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=20.748/( (1929.619+1947.304)/ 2 )
=20.748/1938.4615
=1.07 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Waterstone Financial's Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=29.983/( (1929.619+1947.304)/ 2 )
=29.983/1938.4615
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Waterstone Financial Total Assets Related Terms


Waterstone Financial Total Assets Historical Data

* Premium members only.

The historical data trend for Waterstone Financial's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Waterstone Financial Total Assets Chart

Waterstone Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,961.03 1,917.90 2,029.68 2,110.18 1,929.62

Waterstone Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,012.21 1,956.44 1,933.33 1,929.62 1,947.30
FRA:47Z
56GF Score
Waterstone Financial Inc FRA:47Z
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Waterstone Financial Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Waterstone Financial's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=298.381+1631.238
=1,929.6

Waterstone Financial's Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=301.203+1646.101
=1,947.3

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of €1,947.3 Mil mean?
Waterstone Financial (FRA:47Z) has a Total Assets of €1,947.3 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Waterstone Financial and its competitors.
Is Waterstone Financial's Total Assets too high?
Waterstone Financial's current Total Assets is €1,947.3 Mil. Overall, Waterstone Financial has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Waterstone Financial's Total Assets compare to USCB and MVBF?
Waterstone Financial's Total Assets of €1,947.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Waterstone Financial and its competitors. Waterstone Financial's current Total Assets is €1,947.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Waterstone Financial stock overvalued right now?
Based on GuruFocus' analysis, Waterstone Financial (FRA:47Z) is currently considered Modestly Overvalued. The stock's GF Value™ is €14.42, compared to a current price of €16.50 — trading 14.4% above its estimated fair value. The current Total Assets is €1,947.3 Mil. Waterstone Financial's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Waterstone Financial (FRA:47Z), the current Total Assets is €1,947.3 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Waterstone Financial (FRA:47Z) Overvalued in 2026?

Based on GuruFocus' analysis, Waterstone Financial stock appears to be overvalued. The current stock price of €16.50 is trading 14.4% above its estimated GF Value™ of €14.42. GuruFocus considers Waterstone Financial to be Modestly Overvalued.

Key valuation signals for FRA:47Z:

  • Total Assets: €1,947.3 Mil
  • GF Value™: €14.42 vs. price of €16.50 (14.4% above fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the FRA:47Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Waterstone Financial Business Description

Other Exchanges WSBF:USA
Address 11200 West Plank Court, Wauwatosa, WI, USA, 53226
Waterstone Financial Inc is a holding company. Through its subsidiaries, it operates in two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The majority of its revenue comes from the Community Banking segment.
56GF Score

Get the complete analysis for FRA:47Z

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.50
Price
€14.42
GF Value