FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Waterstone Financial FCF Yield % Related Terms
Waterstone Financial FCF Yield % Historical Data
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The historical data trend for Waterstone Financial's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:47Z vs USCB, MVBF, RVRF: FCF Yield % Comparison
For the Banks - Regional subindustry, Waterstone Financial's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Waterstone Financial FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Waterstone Financial's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Waterstone Financial's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Waterstone Financial (FRA:47Z) has a FCF Yield % of -1.46 as of Jul. 09, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Waterstone Financial and its competitors. According to the industry distribution chart, Waterstone Financial ranks #1138 out of 1502 companies in the Banks industry, placing it in the top 75.8%.
Is Waterstone Financial's FCF Yield % too high?
Waterstone Financial's current FCF Yield % is -1.46. Based on the distribution chart, Waterstone Financial ranks #1138 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Waterstone Financial has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Waterstone Financial's FCF Yield % compare to USCB and MVBF?
According to the Banks industry distribution chart, Waterstone Financial ranks #1138 out of 1502 companies for FCF Yield %. This places Waterstone Financial in the lower half of its industry. The industry median FCF Yield % is 8.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.21, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Waterstone Financial and its competitors. For the Banks industry, the median FCF Yield % is 8.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Waterstone Financial's current FCF Yield % is -1.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Waterstone Financial stock overvalued right now?
Based on GuruFocus' analysis, Waterstone Financial (FRA:47Z) is currently considered Modestly Overvalued. The stock's GF Value™ is €14.42, compared to a current price of €16.50 — trading 14.4% above its estimated fair value. The current FCF Yield % is -1.46. Waterstone Financial's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Waterstone Financial (FRA:47Z), the current FCF Yield % is -1.46 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Waterstone Financial (FRA:47Z) Overvalued in 2026?
Based on GuruFocus' analysis, Waterstone Financial stock appears to be overvalued.
The current stock price of €16.50 is trading 14.4% above its estimated GF Value™ of €14.42.
GuruFocus considers Waterstone Financial to be Modestly Overvalued.
Key valuation signals for FRA:47Z:
FCF Yield %: -1.46
GF Value™: €14.42 vs. price of €16.50 (14.4% above fair value)
No single metric tells the full story. See the FRA:47Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Waterstone Financial Inc is a holding company. Through its subsidiaries, it operates in two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The majority of its revenue comes from the Community Banking segment.
56GF Score
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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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