Waterstone Financial (FRA:47Z) Altman Z-Score


FRA:47Z Waterstone Financial Inc FRA:47Z
56 GF Score
Price €16.50
GF Value €14.42
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Waterstone Financial Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

FRA:47Z
56GF Score
Waterstone Financial Inc FRA:47Z
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Waterstone Financial (FRA:47Z) Overvalued in 2026?

Based on GuruFocus' analysis, Waterstone Financial stock appears to be overvalued. The current stock price of €16.50 is trading 14.4% above its estimated GF Value™ of €14.42. GuruFocus considers Waterstone Financial to be Modestly Overvalued.

Key valuation signals for FRA:47Z:

  • Altman Z-Score:
  • GF Value™: €14.42 vs. price of €16.50 (14.4% above fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the FRA:47Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Waterstone Financial Business Description

Other Exchanges WSBF:USA
Address 11200 West Plank Court, Wauwatosa, WI, USA, 53226
Waterstone Financial Inc is a holding company. Through its subsidiaries, it operates in two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The majority of its revenue comes from the Community Banking segment.
56GF Score

Get the complete analysis for FRA:47Z

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.50
Price
€14.42
GF Value