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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:FC8 vs FOA, XYF, PMTS: Buyback Yield % Comparison
For the Credit Services subindustry, Consumer Portfolio Services's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Consumer Portfolio Services Buyback Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Consumer Portfolio Services's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where Consumer Portfolio Services's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Consumer Portfolio Services (FRA:FC8) has a Buyback Yield % of 3.61 as of Aug. 26, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Consumer Portfolio Services and its competitors. This is 53% below median its historical median of 7.66. Over the past decade, Consumer Portfolio Services' Buyback Yield % has ranged from 0.32 to 42.22. According to the industry distribution chart, Consumer Portfolio Services ranks #23 out of 120 companies in the Credit Services industry, placing it in the top 19.2%.
Is Consumer Portfolio Services' Buyback Yield % too high?
Consumer Portfolio Services' current Buyback Yield % of 3.61 is 53% below median its 10-year median of 7.66. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 42.22. The Credit Services industry median Buyback Yield % is 0.45. Consumer Portfolio Services' value of 3.61 is 702.2% above this industry median. Based on the distribution chart, Consumer Portfolio Services ranks #23 out of 120 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Consumer Portfolio Services has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Consumer Portfolio Services' Buyback Yield % compare to FOA and XYF?
According to the Credit Services industry distribution chart, Consumer Portfolio Services ranks #23 out of 120 companies for Buyback Yield %. This places Consumer Portfolio Services in the top 19% of its industry — outperforming the majority of peers. The industry median Buyback Yield % is 0.45. Consumer Portfolio Services' value of 3.61 is 702.2% above this benchmark. Historically, Consumer Portfolio Services' own Buyback Yield % has ranged from 0.32 to 42.22 over the past decade. While the company's 10-year median is 7.66 vs. the industry median of 0.45, Consumer Portfolio Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Credit Services company?
The median Buyback Yield % among Credit Services companies is 0.45, based on 120 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Consumer Portfolio Services's current Buyback Yield % of 3.61 is 702.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Consumer Portfolio Services and its competitors. For the Credit Services industry, the median Buyback Yield % is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Consumer Portfolio Services's current Buyback Yield % is 3.61, which is 53% below median its own 10-year median of 7.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumer Portfolio Services stock overvalued right now?
Consumer Portfolio Services (FRA:FC8) has a current Buyback Yield % of 3.61. The stock's GF Value™ is €8.00, compared to a current price of €7.85 — trading 1.9% below its estimated fair value. The current Buyback Yield % is 3.61, which is 53% below median its 10-year median of 7.66 and 702.2% above the Credit Services industry median of 0.45. Consumer Portfolio Services' overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Consumer Portfolio Services (FRA:FC8), the current Buyback Yield % is 3.61 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Consumer Portfolio Services (FRA:FC8) Overvalued in 2026?
Based on GuruFocus' analysis, Consumer Portfolio Services stock appears to be undervalued.
The current stock price of €7.85 is trading 1.9% below its estimated GF Value™ of €8.00.
Key valuation signals for FRA:FC8:
Buyback Yield %: 3.61 (53% below median its 10-year median of 7.66)
GF Value™: €8.00 vs. price of €7.85 (1.9% below fair value)
Industry Position: 702.2% above the Credit Services median (#23 of 120)
No single metric tells the full story. See the FRA:FC8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
56GF Score
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