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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:FC8 vs FOA, XYF, PMTS: FCF Margin % Comparison
For the Credit Services subindustry, Consumer Portfolio Services's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Consumer Portfolio Services FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Consumer Portfolio Services's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Consumer Portfolio Services's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Consumer Portfolio Services (FRA:FC8) has a FCF Margin % of 185.38% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Consumer Portfolio Services and its competitors. This is 91% above median its historical median of 96.86. Over the past decade, Consumer Portfolio Services' FCF Margin % has ranged from 57.03 to 167.39. According to the industry distribution chart, Consumer Portfolio Services ranks #37 out of 538 companies in the Credit Services industry, placing it in the top 6.9%.
Is Consumer Portfolio Services' FCF Margin % too high?
Consumer Portfolio Services' current FCF Margin % of 185.38% is 91% above median its 10-year median of 96.86. Over the past 10 years, this metric has ranged from a low of 57.03 to a high of 167.39. Based on the distribution chart, Consumer Portfolio Services ranks #37 out of 538 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Consumer Portfolio Services has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Consumer Portfolio Services' FCF Margin % compare to FOA and XYF?
According to the Credit Services industry distribution chart, Consumer Portfolio Services ranks #37 out of 538 companies for FCF Margin %. This places Consumer Portfolio Services in the top 7% of its industry — outperforming the majority of peers. Historically, Consumer Portfolio Services' own FCF Margin % has ranged from 57.03 to 167.39 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
A good FCF Margin % depends on the Credit Services industry context. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Consumer Portfolio Services and its competitors. Consumer Portfolio Services's current FCF Margin % is 185.38%, which is 91% above median its own 10-year median of 96.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumer Portfolio Services stock overvalued right now?
Consumer Portfolio Services (FRA:FC8) has a current FCF Margin % of 185.38%. The stock's GF Value™ is €8.00, compared to a current price of €7.85 — trading 1.9% below its estimated fair value. The current FCF Margin % is 185.38%, which is 91% above median its 10-year median of 96.86. Consumer Portfolio Services' overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Consumer Portfolio Services (FRA:FC8), the current FCF Margin % is 185.38% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Consumer Portfolio Services (FRA:FC8) Overvalued in 2026?
Based on GuruFocus' analysis, Consumer Portfolio Services stock appears to be undervalued.
The current stock price of €7.85 is trading 1.9% below its estimated GF Value™ of €8.00.
Key valuation signals for FRA:FC8:
FCF Margin %: 185.38% (91% above median its 10-year median of 96.86)
GF Value™: €8.00 vs. price of €7.85 (1.9% below fair value)
No single metric tells the full story. See the FRA:FC8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
56GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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