Consumer Portfolio Services (FRA:FC8) ROC %: % (As of Mar. 2026)


FRA:FC8 Consumer Portfolio Services Inc FRA:FC8
55 GF Score
Price €8.05
GF Value €7.88
! 9 Warning Signs
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What is Consumer Portfolio Services ROC %?

Consumer Portfolio Services FRA:FC8 +0.63% 55 ROC % is % as of Mar. 2026. GuruFocus rates FRA:FC8 with a GF Score™ of 55/100 and a GF Value™ of €7.88. The stock has 9 warning signs investors should review.

ROC %does not apply to banks.

FRA:FC8
55GF Score
Consumer Portfolio Services Inc FRA:FC8
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Consumer Portfolio Services (FRA:FC8) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Consumer Portfolio Services and its competitors.
Is Consumer Portfolio Services' ROC % too high?
Consumer Portfolio Services' current ROC % is %. Overall, Consumer Portfolio Services has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Consumer Portfolio Services' ROC % compare to FOA and PMTS?
Consumer Portfolio Services' ROC % of % can be compared against companies in the Credit Services industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Credit Services company?
The median ROC % among Credit Services companies is 1.98, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Consumer Portfolio Services and its competitors. For the Credit Services industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Consumer Portfolio Services's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumer Portfolio Services stock overvalued right now?
Consumer Portfolio Services (FRA:FC8) has a current ROC % of %. The stock's GF Value™ is €7.88, compared to a current price of €8.05 — trading 2.2% above its estimated fair value. The current ROC % is %. Consumer Portfolio Services' overall GF Score™ is 55/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Consumer Portfolio Services (FRA:FC8), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Consumer Portfolio Services (FRA:FC8) Overvalued in 2026?

Based on GuruFocus' analysis, Consumer Portfolio Services stock appears to be overvalued. The current stock price of €8.05 is trading 2.2% above its estimated GF Value™ of €7.88.

Key valuation signals for FRA:FC8:

  • ROC %: %
  • GF Value™: €7.88 vs. price of €8.05 (2.2% above fair value)
  • GF Score™: 55/100 with 9 warning signs

No single metric tells the full story. See the FRA:FC8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Consumer Portfolio Services Business Description

Other Exchanges CPSS:USA
Address 3800 Howard Hughes Parkway, Las Vegas, NV, USA, 89169
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
55GF Score

Get the complete analysis for FRA:FC8

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.05
Price
€7.88
GF Value