NI HoldingsNODK -0.38%67 Buyback Yield % is 0.27 as of Jul. 12, 2026, which is 79% below its 10-year median of 1.28. GuruFocus rates NODK with a GF Score™ of 67/100 and a GF Value™ of $14.12 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 205 Insurance companies, NI Holdings ranks worse than 63.9% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
The historical data trend for NI Holdings's Buyback Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NODK vs GBLI, AII, KINS: Buyback Yield % Comparison
For the Insurance - Property & Casualty subindustry, NI Holdings's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NI Holdings Buyback Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, NI Holdings's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where NI Holdings's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NI Holdings (NODK) has a Buyback Yield % of 0.27 as of Jul. 12, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on NI Holdings and its competitors. This is 79% below median its historical median of 1.28. According to the industry distribution chart, NI Holdings ranks #131 out of 205 companies in the Insurance industry, placing it in the top 63.9%.
Is NI Holdings' Buyback Yield % too high?
NI Holdings' current Buyback Yield % of 0.27 is 79% below median its 10-year median of 1.28. The Insurance industry median Buyback Yield % is 0.78. NI Holdings' value of 0.27 is 65.4% below this industry median. Based on the distribution chart, NI Holdings ranks #131 out of 205 companies in the Insurance industry, which is below the industry midpoint. Overall, NI Holdings has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NI Holdings' Buyback Yield % compare to GBLI and AII?
According to the Insurance industry distribution chart, NI Holdings ranks #131 out of 205 companies for Buyback Yield %. This places NI Holdings in the lower half of its industry. The industry median Buyback Yield % is 0.78. NI Holdings' value of 0.27 is 65.4% below this benchmark. While the company's 10-year median is 1.28 vs. the industry median of 0.78, NI Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for an Insurance company?
The median Buyback Yield % among Insurance companies is 0.78, based on 205 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NI Holdings's current Buyback Yield % of 0.27 is 65.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on NI Holdings and its competitors. For the Insurance industry, the median Buyback Yield % is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NI Holdings's current Buyback Yield % is 0.27, which is 79% below median its own 10-year median of 1.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NI Holdings stock overvalued right now?
Based on GuruFocus' analysis, NI Holdings (NODK) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.12, compared to a current price of $15.77 — trading 11.7% above its estimated fair value. The current Buyback Yield % is 0.27, which is 79% below median its 10-year median of 1.28 and 65.4% below the Insurance industry median of 0.78. NI Holdings' overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For NI Holdings (NODK), the current Buyback Yield % is 0.27 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NI Holdings (NODK) Overvalued in 2026?
Based on GuruFocus' analysis, NI Holdings stock appears to be overvalued.
The current stock price of $15.77 is trading 11.7% above its estimated GF Value™ of $14.12.
GuruFocus considers NI Holdings to be Modestly Overvalued.
Key valuation signals for NODK:
Buyback Yield %: 0.27 (79% below median its 10-year median of 1.28)
GF Value™: $14.12 vs. price of $15.77 (11.7% above fair value)
Industry Position: 65.4% below the Insurance median (#131 of 205)
No single metric tells the full story. See the NODK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NI Holdings Inc is a stockholding company. Through its subsidiaries, the company operates in the insurance industry, offering homeowners and farmowners insurance policies, crop insurance policies, home insurance policies, etc. These insurance products are distributed through a network of exclusive and independent agents across the United States. The group's reportable segments are: Private Passenger Auto, Non-Standard Auto, Home and Farm, Crop, and All Other (which mainly consists of commercial, assumed reinsurance, and its excess liability business). Maximum revenue is generated from the Home and Farm segment.
67GF Score
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