NODK (NI Holdings) Total Premiums Earned: $250.3 Mil (As of Jun. 2026)

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NODK NI Holdings Inc NODK
67 GF Score
Price $14.97
GF Value $14.16
Valuation Fairly Valued
! 3 Warning Signs
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What is NI Holdings Total Premiums Earned?

NI Holdings NODK +0.07% 67 Total Premiums Earned is $250.3 Mil as of Jun. 2026. GuruFocus rates NODK with a GF Score™ of 67/100 and a GF Value™ of $14.16 (Fairly Valued). The stock has 3 warning signs investors should review.

Total premiums earned is the portion of the premium that insurance companies earned by providing insurances for the time period that has already passed. NI Holdings's total premiums earned for the three months ended in Jun. 2026 was $65.0 Mil. Its total premiums earned for the trailing twelve months (TTM) ended in Jun. 2026 was $250.3 Mil.

NI Holdings's quarterly total premiums earned declined from Dec. 2025 ($58.2 Mil) to Mar. 2026 ($55.1 Mil) but then increased from Mar. 2026 ($55.1 Mil) to Jun. 2026 ($65.0 Mil).

NI Holdings's annual total premiums earned increased from Dec. 2023 ($292.1 Mil) to Dec. 2024 ($310.1 Mil) but then declined from Dec. 2024 ($310.1 Mil) to Dec. 2025 ($270.7 Mil).

NI Holdings Total Premiums Earned Historical Data

* Premium members only.

The historical data trend for NI Holdings's Total Premiums Earned can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NI Holdings Total Premiums Earned Chart

NI Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Premiums Earned
Get a 7-Day Free Trial Premium Member Only Premium Member Only 299.59 328.29 292.12 310.11 270.66

NI Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Premiums Earned Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 73.01 71.91 58.25 55.11 65.02
NODK
67GF Score
NI Holdings Inc NODK
Total Premiums Earned is just one metric. See GF Score™, valuation, warning signs, and more.
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NI Holdings Total Premiums Earned Calculation

The portion of the premium that insurance companies earned by providing insurances for the time period that has already passed.

Total Premiums Earned for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $250.3 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Premiums Earned →
What does a Total Premiums Earned of $250.3 Mil mean?
NI Holdings (NODK) has a Total Premiums Earned of $250.3 Mil as of Jun. 2026. Total premiums earned is the amount an insurance company earnings through providing insurance for the time elapsed. View historical data on NI Holdings and its competitors.
Is NI Holdings' Total Premiums Earned too high?
NI Holdings' current Total Premiums Earned is $250.3 Mil. Overall, NI Holdings has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NI Holdings' Total Premiums Earned compare to KINS and GBLI?
NI Holdings' Total Premiums Earned of $250.3 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Premiums Earned for an Insurance company?
A good Total Premiums Earned depends on the Insurance industry context. However, Total Premiums Earned should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Premiums Earned mean?
A high Total Premiums Earned can signal that a stock is expensive relative to its fundamentals. Total premiums earned is the amount an insurance company earnings through providing insurance for the time elapsed. View historical data on NI Holdings and its competitors. NI Holdings's current Total Premiums Earned is $250.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NI Holdings stock overvalued right now?
Based on GuruFocus' analysis, NI Holdings (NODK) is currently considered Fairly Valued. The stock's GF Value™ is $14.16, compared to a current price of $14.97 — trading 5.7% above its estimated fair value. The current Total Premiums Earned is $250.3 Mil. NI Holdings' overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Premiums Earned calculated?
Total Premiums Earned is calculated from a company's financial statements. For NI Holdings (NODK), the current Total Premiums Earned is $250.3 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NI Holdings (NODK) Overvalued in 2026?

Based on GuruFocus' analysis, NI Holdings stock appears to be overvalued. The current stock price of $14.97 is trading 5.7% above its estimated GF Value™ of $14.16. GuruFocus considers NI Holdings to be Fairly Valued.

Key valuation signals for NODK:

  • Total Premiums Earned: $250.3 Mil
  • GF Value™: $14.16 vs. price of $14.97 (5.7% above fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the NODK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NI Holdings Business Description

Address 1101 First Avenue North, Fargo, ND, USA, 58102
NI Holdings Inc is a stockholding company. Through its subsidiaries, the company operates in the insurance industry, offering homeowners and farmowners insurance policies, crop insurance policies, home insurance policies, etc. These insurance products are distributed through a network of exclusive and independent agents across the United States. The group's reportable segments are: Private Passenger Auto, Non-Standard Auto, Home and Farm, Crop, and All Other (which mainly consists of commercial, assumed reinsurance, and its excess liability business). Maximum revenue is generated from the Home and Farm segment.
67GF Score

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Total Premiums Earned is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.97
Price
$14.16
GF Value