NODK (NI Holdings) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 25, 2026)


NODK NI Holdings Inc NODK
66 GF Score
Price $15.71
GF Value $14.13
Valuation Modestly Overvalued
! 4 Warning Signs
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What is NI Holdings Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

NI Holdings's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

NODK vs AII, KINS, GBLI: Margin of Safety % (DCF FCF Based) Comparison

For the Insurance - Property & Casualty subindustry, NI Holdings's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

NI Holdings Margin of Safety % (DCF FCF Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, NI Holdings's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where NI Holdings's Margin of Safety % (DCF FCF Based) falls into.


NODK
66GF Score
NI Holdings Inc NODK
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is NI Holdings (NODK) Overvalued in 2026?

Based on GuruFocus' analysis, NI Holdings stock appears to be overvalued. The current stock price of $15.71 is trading 11.1% above its estimated GF Value™ of $14.13. GuruFocus considers NI Holdings to be Modestly Overvalued.

Key valuation signals for NODK:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $14.13 vs. price of $15.71 (11.1% above fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the NODK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NI Holdings Business Description

Address 1101 First Avenue North, Fargo, ND, USA, 58102
NI Holdings Inc is a stockholding company. Through its subsidiaries, the company operates in the insurance industry, offering homeowners and farmowners insurance policies, crop insurance policies, home insurance policies, etc. These insurance products are distributed through a network of exclusive and independent agents across the United States. The group's reportable segments are: Private Passenger Auto, Non-Standard Auto, Home and Farm, Crop, and All Other (which mainly consists of commercial, assumed reinsurance, and its excess liability business). Maximum revenue is generated from the Home and Farm segment.
66GF Score

Get the complete analysis for NODK

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.71
Price
$14.13
GF Value