NODK (NI Holdings) ROCE %: % (As of Mar. 2026)


NODK NI Holdings Inc NODK
66 GF Score
Price $15.84
GF Value $14.13
Valuation Fairly Valued
! 4 Warning Signs
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What is NI Holdings ROCE %?

NI Holdings NODK +0.51% 66 ROCE % is % as of Mar. 2026. GuruFocus rates NODK with a GF Score™ of 66/100 and a GF Value™ of $14.13 (Fairly Valued). The stock has 4 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

NODK
66GF Score
NI Holdings Inc NODK
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
NI Holdings (NODK) has a ROCE % of % as of Mar. 2026.
Is NI Holdings' ROCE % too high?
NI Holdings' current ROCE % is %. Overall, NI Holdings has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NI Holdings' ROCE % compare to AII and KINS?
NI Holdings' ROCE % of % can be compared against companies in the Insurance industry. The industry median ROCE % is 8.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 8.20, based on 62 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NI Holdings's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NI Holdings stock overvalued right now?
Based on GuruFocus' analysis, NI Holdings (NODK) is currently considered Fairly Valued. The stock's GF Value™ is $14.13, compared to a current price of $15.84 — trading 12.1% above its estimated fair value. The current ROCE % is %. NI Holdings' overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For NI Holdings (NODK), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NI Holdings (NODK) Overvalued in 2026?

Based on GuruFocus' analysis, NI Holdings stock appears to be overvalued. The current stock price of $15.84 is trading 12.1% above its estimated GF Value™ of $14.13. GuruFocus considers NI Holdings to be Fairly Valued.

Key valuation signals for NODK:

  • ROCE %: %
  • GF Value™: $14.13 vs. price of $15.84 (12.1% above fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the NODK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NI Holdings Business Description

Address 1101 First Avenue North, Fargo, ND, USA, 58102
NI Holdings Inc is a stockholding company. Through its subsidiaries, the company operates in the insurance industry, offering homeowners and farmowners insurance policies, crop insurance policies, home insurance policies, etc. These insurance products are distributed through a network of exclusive and independent agents across the United States. The group's reportable segments are: Private Passenger Auto, Non-Standard Auto, Home and Farm, Crop, and All Other (which mainly consists of commercial, assumed reinsurance, and its excess liability business). Maximum revenue is generated from the Home and Farm segment.
66GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.84
Price
$14.13
GF Value