GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » CNB Financial Corp (NAS:CCNE) » Definitions » Capital Adequacy Tier - Total Capital Ratio %

CNB Financial (CNB Financial) Capital Adequacy Tier - Total Capital Ratio % : 15.99% (As of Dec. 2023)


View and export this data going back to 1996. Start your Free Trial

What is CNB Financial Capital Adequacy Tier - Total Capital Ratio %?

Capital Adequacy Tier - Total Capital Ratio % is the ratio of a bank’s total capital, which includes both Tier 1 capital and Tier 2 capital, to its total risk-weighted assets. It is used to protect depositors and promote the stability and efficiency of financial systems around the world.

CNB Financial's Capital Adequacy Tier - Total Capital Ratio % for the quarter that ended in Dec. 2023 was 15.99% , which is higher than 15.68% for the pervious quarter ended in Sep. 2023.

CNB Financial's Capital Adequacy Tier - Total Capital Ratio % for the annual that ended in Dec. 2023 was 15.99% , which is lower than 16.08% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for CNB Financial's Capital Adequacy Tier - Total Capital Ratio % or its related term are showing as below:

CCNE's Capital Adequacy Tier - Total Capital Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Total Capital Ratio % only.

CNB Financial Capital Adequacy Tier - Total Capital Ratio % Historical Data

The historical data trend for CNB Financial's Capital Adequacy Tier - Total Capital Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CNB Financial Capital Adequacy Tier - Total Capital Ratio % Chart

CNB Financial Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Capital Adequacy Tier - Total Capital Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Capital Adequacy Tier - Tier 1 Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Capital Adequacy Tier - Leverage Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Efficiency Overhead Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Net Charge Offs to Average Loans %
Get a 7-Day Free Trial Premium Member Only Premium Member Only

CNB FinancialQuarterly Data
Trend Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Capital Adequacy Tier - Total Capital Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Capital Adequacy Tier - Tier 1 Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Capital Adequacy Tier - Leverage Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Efficiency Overhead Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Charge Offs to Average Loans %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only

Competitive Comparison of CNB Financial's Capital Adequacy Tier - Total Capital Ratio %

For the Banks - Regional subindustry, CNB Financial's Capital Adequacy Tier - Total Capital Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Total Capital Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CNB Financial  (NAS:CCNE) Capital Adequacy Tier - Total Capital Ratio % Calculation

Capital Adequacy Tier - Total Capital Ratio % is calculated as

Capital Adequacy Tier - Total Capital Ratio %=Total Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CNB Financial  (NAS:CCNE) Capital Adequacy Tier - Total Capital Ratio % Explanation

A bank’s total capital includes Tier 1 capital and Tier 2 capital. Tier 1 capital, or core capital, consists of common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. Tier 1 capital is the capital that is permanently and easily available to cushion losses suffered by a bank without it being required to stop operating.

Tier 2 capital consists of unaudited retained earnings, unaudited reserves and general loss reserves. It is used to absorb losses if a bank loses all its Tier 1 capital, so it provides a lesser degree of protection to depositors and creditors.

Capital Adequacy Tier - Total Capital Ratio % measures the ratio of a bank’s total capital to its total risk-weighted assets. The minimum requirement for the total capital ratio is 10.5% under Basel III standards. This requirement is critical because it makes sure that banks have enough cushion to absorb a reasonable amount of losses before they become insolvent.


CNB Financial Capital Adequacy Tier - Total Capital Ratio % Related Terms

Thank you for viewing the detailed overview of CNB Financial's Capital Adequacy Tier - Total Capital Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


CNB Financial (CNB Financial) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » CNB Financial Corp (NAS:CCNE) » Definitions » Capital Adequacy Tier - Total Capital Ratio %
Traded in Other Exchanges
Address
1 South Second Street, P.O. Box 42, Clearfield, PA, USA, 16830
CNB Financial Corp is providing integrated financial solutions, which create value for both consumers and businesses. These solutions encompass deposit accounts, private banking, real estate, commercial, industrial, residential and consumer loans and lines of credit, credit cards, treasury services, online banking, mobile banking, merchant credit card processing, remote deposit and accounts receivable handling. In addition, the corporation provides wealth and asset management services, retirement plans and other employee benefit plans.
Executives
Michael D Peduzzi officer: President & COO 31 SOUTH SECOND STREET, CLEARFIELD PA 16830
Julie M. Young director 6739 KENSINGTON WAY, WORTHINGTON OH 43085
Scott Nicholas N. Jr. director 6428 FAIR OAKS CIRCLE, FAIRVIEW PA 16415
N. Michael Obi director 489 PIERSON DR., RICHMOND HEIGHTS OH 44143
Renee Richard director 31 S 2ND STREET, CLEARFIELD PA 16830
Straub Francis X Iii director 342 W THERESIA RD, ST. MARY'S PA 15857
Peter F Smith director C/O CNB FINANCIAL CORP, 102 ELIZABETH ST, CLEARFIELD PA 16830
Heather J. Koptchak officer: SVP/Chief ofEmployee Resources 31 S 2ND STREET, CLEARFIELD PA 16830
Jeffrey S Powell director 101 BRENTWOOD DRIVE, PHILIPSBURG PA 16866
Deborah Dick Pontzer director
Tito L Lima officer: EVP/CFO 212 TOWHEE DRIVE, BOALSBURG PA 16827
Richard B. Seager director 422 4TH AVENUE, WARREN PA 16365
Bower Joseph B Jr officer: Executive Vice President RR 2 BOX 45B, CLEARFIELD PA 16830
Angela D. Wilcoxson officer: EVP/Commercial Banking 1836 CURRY LANE, TWINSBURG OH 44087
Mary Ann Conaway officer: SVP/HR 418 DEER HAVEN RD., FRENCHVILLE PA 16836