CCNE (CNB Financial) Long-Term Debt: $55.6 Mil (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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CCNE CNB Financial Corp CCNE
59 GF Score
Price $34.83
GF Value $24.88
Valuation Significantly Overvalued
! 6 Warning Signs
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What is CNB Financial Long-Term Debt?

CNB Financial CCNE +0.87% 59 Long-Term Debt is $55.6 Mil as of Jun. 2026. GuruFocus rates CCNE with a GF Score™ of 59/100 and a GF Value™ of $24.88 (Significantly Overvalued). The stock has 6 warning signs investors should review.

CNB Financial's Long-Term Debt for the quarter that ended in Jun. 2026 was $55.6 Mil.

CNB Financial's quarterly Long-Term Debt increased from Dec. 2025 ($105.5 Mil) to Mar. 2026 ($105.6 Mil) but then declined from Mar. 2026 ($105.6 Mil) to Jun. 2026 ($55.6 Mil).

CNB Financial's annual Long-Term Debt increased from Dec. 2023 ($104.9 Mil) to Dec. 2024 ($105.2 Mil) and increased from Dec. 2024 ($105.2 Mil) to Dec. 2025 ($105.5 Mil).

CNB Financial  (NAS:CCNE) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

CNB Financial Long-Term Debt Related Terms

CNB Financial Long-Term Debt Historical Data

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The historical data trend for CNB Financial's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CNB Financial Long-Term Debt Chart

CNB Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 104.28 104.58 104.89 105.19 105.49

CNB Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 105.34 105.42 105.49 105.57 55.62
CCNE
59GF Score
CNB Financial Corp CCNE
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $55.6 Mil mean?
CNB Financial (CCNE) has a Long-Term Debt of $55.6 Mil as of Jun. 2026.
Is CNB Financial's Long-Term Debt too high?
CNB Financial's current Long-Term Debt is $55.6 Mil. Overall, CNB Financial has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CNB Financial's Long-Term Debt compare to HBNC and BFST?
CNB Financial's Long-Term Debt of $55.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. CNB Financial's current Long-Term Debt is $55.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB Financial stock overvalued right now?
Based on GuruFocus' analysis, CNB Financial (CCNE) is currently considered Significantly Overvalued. The stock's GF Value™ is $24.88, compared to a current price of $34.83 — trading 40% above its estimated fair value. The current Long-Term Debt is $55.6 Mil. CNB Financial's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For CNB Financial (CCNE), the current Long-Term Debt is $55.6 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNB Financial (CCNE) Overvalued in 2026?

Based on GuruFocus' analysis, CNB Financial stock appears to be overvalued. The current stock price of $34.83 is trading 40% above its estimated GF Value™ of $24.88. GuruFocus considers CNB Financial to be Significantly Overvalued.

Key valuation signals for CCNE:

  • Long-Term Debt: $55.6 Mil
  • GF Value™: $24.88 vs. price of $34.83 (40% above fair value)
  • GF Score™: 59/100 with 6 warning signs

No single metric tells the full story. See the CCNE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CNB Financial Business Description

Other Exchanges CCNEP.PFD:USA
Address 1 South Second Street, P.O. Box 42, Clearfield, PA, USA, 16830
CNB Financial Corp is a Pennsylvania-chartered bank. The bank is a full-service bank engaging in a full range of banking activities and services for individual, business, governmental and institutional customers. These activities and services principally include checking, savings, and time deposit accounts; real estate, commercial, industrial, residential and consumer loans; and a variety of other specialized financial services. Its Private Client Solutions division offers a full range of client services, including private banking and wealth and asset management. The banking segment derives its revenue through the operations as a full-service bank services, including trust and wealth management services, for individual, business, governmental, and institutional customers.
59GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.83
Price
$24.88
GF Value