CCNE (CNB Financial) Cash-to-Debt : 3.05 (As of Dec. 2024)

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What is CNB Financial Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. CNB Financial's cash to debt ratio for the quarter that ended in Dec. 2024 was 3.05.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, CNB Financial could pay off its debt using the cash in hand for the quarter that ended in Dec. 2024.

The historical rank and industry rank for CNB Financial's Cash-to-Debt or its related term are showing as below:

CCNE' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.1 Med: 0.5 Max: 5.91
Current: 3.05

During the past 13 years, CNB Financial's highest Cash to Debt Ratio was 5.91. The lowest was 0.10. And the median was 0.50.

CCNE's Cash-to-Debt is ranked better than
69.91% of 1509 companies
in the Banks industry
Industry Median: 1.33 vs CCNE: 3.05

CNB Financial Cash-to-Debt Historical Data

The historical data trend for CNB Financial's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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CNB Financial Cash-to-Debt Chart

CNB Financial Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Cash-to-Debt

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5.91

5.84

0.39

1.56

3.05

CNB Financial Quarterly Data
	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24
Cash-to-Debt	Get a 7-Day Free Trial															1.56	2.11	2.33	2.49	3.05

Competitive Comparison of CNB Financial's Cash-to-Debt

For the Banks - Regional subindustry, CNB Financial's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CNB Financial's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, CNB Financial's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where CNB Financial's Cash-to-Debt falls into.

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CNB Financial Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

CNB Financial's Cash to Debt Ratio for the fiscal year that ended in Dec. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	443.035	/	(0	+	145.505)
	=	3.04

CNB Financial's Cash to Debt Ratio for the quarter that ended in Dec. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	443.035	/	(0	+	145.505)
	=	3.04

CNB Financial (NAS:CCNE) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

CNB Financial Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of CNB Financial's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

CNB Financial Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » CNB Financial Corp (NAS:CCNE) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

CCNEP.PFD:USA

Address

1 South Second Street, P.O. Box 42, Clearfield, PA, USA, 16830

Website

https://www.cnbbank.bank

CNB Financial Corp is providing integrated financial solutions, which create value for both consumers and businesses. These solutions encompass deposit accounts, private banking, real estate, commercial, industrial, residential and consumer loans and lines of credit, credit cards, treasury services, online banking, mobile banking, merchant credit card processing, remote deposit and accounts receivable handling. It derives revenue through the operations as a full-service bank engaging in a full range of banking activities and services, including trust and wealth management services, for individual, business, governmental, and institutional customers. The company branch are located in Pennsylvania, Ohio, New York and Virginia.

Executives

Angela D. Wilcoxson	officer: EVP/Commercial Banking	1836 CURRY LANE, TWINSBURG OH 44087
Martin T. Griffith	officer: EVP/Community Banking	132 LAKEFRONT BLVD., UNIT 703, BUFFALO NY 14202
Leanne D Kassab	officer: Senior Vice President	921 CUMBERLAND ST, CLEARFIELD PA 16830
Shilling Steven R Shaffner	officer: EVP/Wealth & Assset Management	103 3RD STREET, COCHRANTON PA 16314
Michael D Peduzzi	officer: President & COO	31 SOUTH SECOND STREET, CLEARFIELD PA 16830
Jeffrey S Powell	director	101 BRENTWOOD DRIVE, PHILIPSBURG PA 16866
Julie M. Young	director	6739 KENSINGTON WAY, WORTHINGTON OH 43085
Scott Nicholas N. Jr.	director	6428 FAIR OAKS CIRCLE, FAIRVIEW PA 16415
N. Michael Obi	director	489 PIERSON DR., RICHMOND HEIGHTS OH 44143
Renee Richard	director	31 S 2ND STREET, CLEARFIELD PA 16830
Straub Francis X Iii	director	342 W THERESIA RD, ST. MARY'S PA 15857
Peter F Smith	director	C/O CNB FINANCIAL CORP, 102 ELIZABETH ST, CLEARFIELD PA 16830
Heather J. Koptchak	officer: SVP/Chief ofEmployee Resources	31 S 2ND STREET, CLEARFIELD PA 16830
Deborah Dick Pontzer	director
Tito L Lima	officer: EVP/CFO	212 TOWHEE DRIVE, BOALSBURG PA 16827