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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
CNB Financial has the GF Score of 57, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes CNB Financial
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
CNB Financial GF Score Related Terms
CCNE vs HBNC, BFST, EQBK: GF Score Comparison
For the Banks - Regional subindustry, CNB Financial's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNB Financial GF Score vs Banks Industry
For the Banks industry and Financial Services sector, CNB Financial's GF Score distribution charts can be found below:
* The bar in red indicates where CNB Financial's GF Score falls into.
CNB Financial (CCNE) has a GF Score of 57 as of Aug. 13, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on CNB Financial and its competitors. This is 24% below median its historical median of 75.00. Over the past decade, CNB Financial's GF Score has ranged from 56.00 to 89.00.
Is CNB Financial's GF Score too high?
CNB Financial's current GF Score of 57 is 24% below median its 10-year median of 75.00. Over the past 10 years, this metric has ranged from a low of 56.00 to a high of 89.00. Overall, CNB Financial has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CNB Financial's GF Score compare to HBNC and BFST?
CNB Financial's GF Score of 57 can be compared against companies in the Banks industry. Historically, CNB Financial's own GF Score has ranged from 56.00 to 89.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on CNB Financial and its competitors. CNB Financial's current GF Score is 57, which is 24% below median its own 10-year median of 75.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB Financial stock overvalued right now?
Based on GuruFocus' analysis, CNB Financial (CCNE) is currently considered Significantly Overvalued. The stock's GF Value™ is $24.88, compared to a current price of $34.83 — trading 40% above its estimated fair value. The current GF Score is 57, which is 24% below median its 10-year median of 75.00. CNB Financial's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For CNB Financial (CCNE), the current GF Score is 57 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNB Financial (CCNE) Overvalued in 2026?
Based on GuruFocus' analysis, CNB Financial stock appears to be overvalued.
The current stock price of $34.83 is trading 40% above its estimated GF Value™ of $24.88.
GuruFocus considers CNB Financial to be Significantly Overvalued.
Key valuation signals for CCNE:
GF Score: 57 (24% below median its 10-year median of 75.00)
GF Value™: $24.88 vs. price of $34.83 (40% above fair value)
No single metric tells the full story. See the CCNE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNB Financial Corp is a Pennsylvania-chartered bank. The bank is a full-service bank engaging in a full range of banking activities and services for individual, business, governmental and institutional customers. These activities and services principally include checking, savings, and time deposit accounts; real estate, commercial, industrial, residential and consumer loans; and a variety of other specialized financial services. Its Private Client Solutions division offers a full range of client services, including private banking and wealth and asset management. The banking segment derives its revenue through the operations as a full-service bank services, including trust and wealth management services, for individual, business, governmental, and institutional customers.
57GF Score
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