BCTF (Bancorp 34) Capital Adequacy Tier - Leverage Ratio %: 9.02% (As of Dec. 2024)

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BCTF Bancorp 34 Inc BCTF
62 GF Score
Price $15.55
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What is Bancorp 34 Capital Adequacy Tier - Leverage Ratio %?

Bancorp 34 BCTF 62 Capital Adequacy Tier - Leverage Ratio % is 9.02% as of Dec. 2024. GuruFocus rates BCTF with a GF Score™ of 62/100.

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. This ratio is a measure of a bank's financial health and suggests how leveraged a bank is based on its assets. A higher ratio indicates stronger financial footing.

Bancorp 34's Capital Adequacy Tier - Leverage Ratio % for the quarter that ended in Dec. 2024 was 9.02% , which is lower than 10.98% for the pervious quarter ended in Sep. 2024.

Bancorp 34's Capital Adequacy Tier - Leverage Ratio % for the annual that ended in Dec. 2024 was 9.02% , which is lower than 11.20% for the pervious year ended in Dec. 2023.

The historical rank and industry rank for Bancorp 34's Capital Adequacy Tier - Leverage Ratio % or its related term are showing as below:

BCTF's Capital Adequacy Tier - Leverage Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Leverage Ratio % only.

Bancorp 34  (OTCPK:BCTF) Capital Adequacy Tier - Leverage Ratio % Explanation

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. In this situation, total assets means a bank's total exposures, which include its consolidated assets, derivative exposure and certain off-balance sheet exposures.

The leverage ratio is used by regulators to ensure the capital adequacy of banks and to limit the degree to which banks can leverage its capital base. The higher the leverage ratio is, the more likely a bank can withstand negative shocks to its balance sheet.


Bancorp 34 Capital Adequacy Tier - Leverage Ratio % Related Terms


Bancorp 34 Capital Adequacy Tier - Leverage Ratio % Historical Data

* Premium members only.

The historical data trend for Bancorp 34's Capital Adequacy Tier - Leverage Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancorp 34 Capital Adequacy Tier - Leverage Ratio % Chart

Bancorp 34 Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24
Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Bancorp 34Quarterly Data
Trend Mar19 Jun19 Sep19 Mar20 Jun20 Sep20 Mar21 Jun21 Sep21 Mar22 Jun22 Sep22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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BCTF vs FCOB, CCNB, NWPP: Capital Adequacy Tier - Leverage Ratio % Comparison

For the Banks - Regional subindustry, Bancorp 34's Capital Adequacy Tier - Leverage Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Leverage Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BCTF
62GF Score
Bancorp 34 Inc BCTF
Capital Adequacy Tier - Leverage Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bancorp 34  (OTCPK:BCTF) Capital Adequacy Tier - Leverage Ratio % Calculation

Capital Adequacy Tier - Leverage Ratio % is calculated as

Capital Adequacy Tier - Leverage Ratio %=Capital / Total Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions
What does a Capital Adequacy Tier - Leverage Ratio % of 9.02% mean?
Bancorp 34 (BCTF) has a Capital Adequacy Tier - Leverage Ratio % of 9.02% as of Dec. 2024. Capital Adequacy Tier - Leverage Ratio measures a bank's capital relative to its total assets. View historical data on Bancorp 34 and its competitors.
Is Bancorp 34's Capital Adequacy Tier - Leverage Ratio % too high?
Bancorp 34's current Capital Adequacy Tier - Leverage Ratio % is 9.02%. Overall, Bancorp 34 has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Bancorp 34's Capital Adequacy Tier - Leverage Ratio % compare to FCOB and CCNB?
Bancorp 34's Capital Adequacy Tier - Leverage Ratio % of 9.02% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Capital Adequacy Tier - Leverage Ratio % for a Banks company?
A good Capital Adequacy Tier - Leverage Ratio % depends on the Banks industry context. However, Capital Adequacy Tier - Leverage Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Capital Adequacy Tier - Leverage Ratio % mean?
A high Capital Adequacy Tier - Leverage Ratio % can signal that a stock is expensive relative to its fundamentals. Capital Adequacy Tier - Leverage Ratio measures a bank's capital relative to its total assets. View historical data on Bancorp 34 and its competitors. Bancorp 34's current Capital Adequacy Tier - Leverage Ratio % is 9.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancorp 34 stock overvalued right now?
Bancorp 34 (BCTF) has a current Capital Adequacy Tier - Leverage Ratio % of 9.02%. The current Capital Adequacy Tier - Leverage Ratio % is 9.02%. Bancorp 34's overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Capital Adequacy Tier - Leverage Ratio % calculated?
Capital Adequacy Tier - Leverage Ratio % is calculated from a company's financial statements. For Bancorp 34 (BCTF), the current Capital Adequacy Tier - Leverage Ratio % is 9.02% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bancorp 34 Business Description

Address 8777 East Hartford Dive, Suite 100, Scottsdale, AZ, USA, 85255
Bancorp 34 Inc provides a variety of banking services to individuals and businesses through its branches. Its products and services are demand deposits, certificates of deposits, savings and money market accounts, commercial loans, real estate mortgage loans and credit and merchant cards and e-banking. The bank operates banking centers in Alamogordo, Las Cruces, New Mexico, Scottsdale, Arizona, and Peoria.
62GF Score

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Capital Adequacy Tier - Leverage Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.55
Price