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Bancorp 34BCTF 62 EV-to-OCF is 35.10 as of Aug. 04, 2026, which is 497% above its 10-year median of 5.88. GuruFocus rates BCTF with a GF Score™ of 62/100.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Bancorp 34's Enterprise Value is $104.38 Mil.
Bancorp 34's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2025 was $2.97 Mil. Therefore, Bancorp 34's EV-to-OCF for today is 35.10.
The historical rank and industry rank for Bancorp 34's EV-to-OCF or its related term are showing as below:
BCTF'
s EV-to-OCF Range Over the Past 10 Years
Min: -68.93 Med: 5.88 Max: 64.68
Current: 35.1
During the past 13 years, the highest EV-to-OCF of Bancorp 34 was 64.68. The lowest was -68.93. And the median was 5.88.
BCTF's EV-to-OCF is not ranked
in the Banks industry.
Industry Median: 3.99
vs BCTF: 35.10
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bancorp 34's share price for today is $15.30.
Bancorp 34's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.750.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Bancorp 34 EV-to-OCF Related Terms
Bancorp 34 EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Bancorp 34's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bancorp 34's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bancorp 34 EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Bancorp 34's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Bancorp 34's EV-to-OCF falls into.
Bancorp 34's current Enterprise Value is $104.38 Mil.
Bancorp 34's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.97 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bancorp 34 (BCTF) has a EV-to-OCF of 35.10 as of Aug. 04, 2026. This is 497% above median its historical median of 5.88.
Is Bancorp 34's EV-to-OCF too high?
Bancorp 34's current EV-to-OCF of 35.10 is 497% above median its 10-year median of 5.88. The Banks industry median EV-to-OCF is 3.99. Bancorp 34's value of 35.10 is 779.7% above this industry median. Overall, Bancorp 34 has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Bancorp 34's EV-to-OCF compare to FCOB and CCNB?
Bancorp 34's EV-to-OCF of 35.10 can be compared against companies in the Banks industry. The industry median EV-to-OCF is 3.99. Bancorp 34's value of 35.10 is 779.7% above this benchmark. While the company's 10-year median is 5.88 vs. the industry median of 3.99, Bancorp 34 has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.99, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bancorp 34's current EV-to-OCF of 35.10 is 779.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancorp 34's current EV-to-OCF is 35.10, which is 497% above median its own 10-year median of 5.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancorp 34 stock overvalued right now?
Bancorp 34 (BCTF) has a current EV-to-OCF of 35.10. The current EV-to-OCF is 35.10, which is 497% above median its 10-year median of 5.88 and 779.7% above the Banks industry median of 3.99. Bancorp 34's overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Bancorp 34 (BCTF), the current EV-to-OCF is 35.10 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bancorp 34 Inc provides a variety of banking services to individuals and businesses through its branches. Its products and services are demand deposits, certificates of deposits, savings and money market accounts, commercial loans, real estate mortgage loans and credit and merchant cards and e-banking. The bank operates banking centers in Alamogordo, Las Cruces, New Mexico, Scottsdale, Arizona, and Peoria.
62GF Score
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