BCTF (Bancorp 34) Shiller PE Ratio: 28.85 (As of Sep. 16, 2026)

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BCTF Bancorp 34 Inc BCTF
62 GF Score
Price $15.55
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What is Bancorp 34 Shiller PE Ratio?

Bancorp 34 BCTF 62 Shiller PE Ratio is 28.85 as of Sep. 16, 2026. GuruFocus rates BCTF with a GF Score™ of 62/100.

As of today (2026-09-16), Bancorp 34's current share price is $15.55. Bancorp 34's E10 for the quarter that ended in Mar. 2025 was $0.54. Bancorp 34's Shiller PE Ratio for today is 28.85.

The historical rank and industry rank for Bancorp 34's Shiller PE Ratio or its related term are showing as below:

BCTF's Shiller PE Ratio is not ranked *
in the Banks industry.
Industry Median: 13.95
* Ranked among companies with meaningful Shiller PE Ratio only.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Bancorp 34's adjusted earnings per share data for the three months ended in Mar. 2025 was $0.310. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.54 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bancorp 34  (OTCPK:BCTF) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Bancorp 34 Shiller PE Ratio Related Terms


Bancorp 34 Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Bancorp 34's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancorp 34 Shiller PE Ratio Chart

Bancorp 34 Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 15.34 19.93

Bancorp 34 Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Dec21 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.18 14.13 17.28 24.07 23.66

BCTF vs FCOB, CCNB, NWPP: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, Bancorp 34's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bancorp 34 Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bancorp 34's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Bancorp 34's Shiller PE Ratio falls into.


BCTF
62GF Score
Bancorp 34 Inc BCTF
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bancorp 34 Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Bancorp 34's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=15.55/0.539
=28.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancorp 34's E10 for the quarter that ended in Mar. 2025 is calculated as:

For example, Bancorp 34's adjusted earnings per share data for the three months ended in Mar. 2025 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=0.31/319.7990*319.7990
=0.310

Current CPI (Mar. 2025) = 319.7990.

Bancorp 34 Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
200312 0.060 184.300 0.104
200403 0.065 187.400 0.111
201403 -0.166 236.293 -0.225
201406 -0.068 238.343 -0.092
201503 -0.077 236.119 -0.104
201506 0.105 238.638 0.141
201509 0.037 237.945 0.050
201512 0.028 236.525 0.037
201603 0.002 238.132 0.002
201606 0.143 241.018 0.189
201609 0.171 241.428 0.227
201612 0.923 241.432 1.223
201703 -0.061 243.801 -0.080
201706 0.104 244.955 0.135
201709 0.249 246.819 0.322
201712 -0.170 246.524 -0.220
201803 0.113 249.554 0.145
201806 0.117 251.989 0.149
201809 0.044 252.439 0.056
201812 0.053 251.233 0.067
201903 0.013 254.202 0.016
201906 -0.346 256.143 -0.432
201909 0.146 256.759 0.181
201912 0.200 256.974 0.248
202003 0.091 258.115 0.113
202006 0.165 257.797 0.205
202009 0.088 260.280 0.108
202012 0.236 260.474 0.289
202112 0.360 278.802 0.413
202209 0.420 296.808 0.453
202212 -0.810 296.797 -0.873
202303 0.111 301.836 0.118
202306 0.010 305.109 0.010
202309 -0.518 307.789 -0.538
202312 -0.367 306.746 -0.382
202403 -0.372 312.332 -0.381
202406 0.206 314.175 0.210
202409 0.216 315.301 0.219
202412 0.020 315.605 0.020
202503 0.310 319.799 0.310

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 28.85 mean?
Bancorp 34 (BCTF) has a Shiller PE Ratio of 28.85 as of Sep. 16, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Bancorp 34 and its competitors.
Is Bancorp 34's Shiller PE Ratio too high?
Bancorp 34's current Shiller PE Ratio is 28.85. The Banks industry median Shiller PE Ratio is 13.95. Bancorp 34's value of 28.85 is 106.8% above this industry median. Overall, Bancorp 34 has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Bancorp 34's Shiller PE Ratio compare to FCOB and CCNB?
Bancorp 34's Shiller PE Ratio of 28.85 can be compared against companies in the Banks industry. The industry median Shiller PE Ratio is 13.95. Bancorp 34's value of 28.85 is 106.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.95, based on 1,235 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bancorp 34's current Shiller PE Ratio of 28.85 is 106.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Bancorp 34 and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancorp 34's current Shiller PE Ratio is 28.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancorp 34 stock overvalued right now?
Bancorp 34 (BCTF) has a current Shiller PE Ratio of 28.85. The current Shiller PE Ratio is 28.85 and 106.8% above the Banks industry median of 13.95. Bancorp 34's overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Bancorp 34 (BCTF), the current Shiller PE Ratio is 28.85 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bancorp 34 Business Description

Address 8777 East Hartford Dive, Suite 100, Scottsdale, AZ, USA, 85255
Bancorp 34 Inc provides a variety of banking services to individuals and businesses through its branches. Its products and services are demand deposits, certificates of deposits, savings and money market accounts, commercial loans, real estate mortgage loans and credit and merchant cards and e-banking. The bank operates banking centers in Alamogordo, Las Cruces, New Mexico, Scottsdale, Arizona, and Peoria.
62GF Score

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Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.55
Price