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WVS Financial (WVS Financial) Capital Adequacy Tier - Total Capital Ratio % : 19.42% (As of Mar. 2022)


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What is WVS Financial Capital Adequacy Tier - Total Capital Ratio %?

Capital Adequacy Tier - Total Capital Ratio % is the ratio of a bank’s total capital, which includes both Tier 1 capital and Tier 2 capital, to its total risk-weighted assets. It is used to protect depositors and promote the stability and efficiency of financial systems around the world.

WVS Financial's Capital Adequacy Tier - Total Capital Ratio % for the quarter that ended in Mar. 2022 was 19.42% , which is lower than 19.95% for the pervious quarter ended in Dec. 2021.

WVS Financial's Capital Adequacy Tier - Total Capital Ratio % for the annual that ended in Jun. 2023 was 30.35% , which is higher than 19.21% for the pervious year ended in Jun. 2022.

The historical rank and industry rank for WVS Financial's Capital Adequacy Tier - Total Capital Ratio % or its related term are showing as below:

WVFC's Capital Adequacy Tier - Total Capital Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Total Capital Ratio % only.

WVS Financial Capital Adequacy Tier - Total Capital Ratio % Historical Data

The historical data trend for WVS Financial's Capital Adequacy Tier - Total Capital Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

WVS Financial Capital Adequacy Tier - Total Capital Ratio % Chart

WVS Financial Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23
Capital Adequacy Tier - Total Capital Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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WVS FinancialQuarterly Data
Trend Sep16 Dec16 Mar17 Sep17 Dec17 Mar18 Sep18 Dec18 Mar19 Sep19 Dec19 Mar20 Sep20 Dec20 Mar21 Sep21 Dec21 Mar22
Capital Adequacy Tier - Total Capital Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Competitive Comparison of WVS Financial's Capital Adequacy Tier - Total Capital Ratio %

For the Banks - Regional subindustry, WVS Financial's Capital Adequacy Tier - Total Capital Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Total Capital Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WVS Financial  (OTCPK:WVFC) Capital Adequacy Tier - Total Capital Ratio % Calculation

Capital Adequacy Tier - Total Capital Ratio % is calculated as

Capital Adequacy Tier - Total Capital Ratio %=Total Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


WVS Financial  (OTCPK:WVFC) Capital Adequacy Tier - Total Capital Ratio % Explanation

A bank’s total capital includes Tier 1 capital and Tier 2 capital. Tier 1 capital, or core capital, consists of common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. Tier 1 capital is the capital that is permanently and easily available to cushion losses suffered by a bank without it being required to stop operating.

Tier 2 capital consists of unaudited retained earnings, unaudited reserves and general loss reserves. It is used to absorb losses if a bank loses all its Tier 1 capital, so it provides a lesser degree of protection to depositors and creditors.

Capital Adequacy Tier - Total Capital Ratio % measures the ratio of a bank’s total capital to its total risk-weighted assets. The minimum requirement for the total capital ratio is 10.5% under Basel III standards. This requirement is critical because it makes sure that banks have enough cushion to absorb a reasonable amount of losses before they become insolvent.


WVS Financial Capital Adequacy Tier - Total Capital Ratio % Related Terms

Thank you for viewing the detailed overview of WVS Financial's Capital Adequacy Tier - Total Capital Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


WVS Financial (WVS Financial) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » WVS Financial Corp (OTCPK:WVFC) » Definitions » Capital Adequacy Tier - Total Capital Ratio %
Traded in Other Exchanges
N/A
Address
9001 Perry Highway, Pittsburgh, PA, USA, 15237
WVS Financial Corp provides various banking products and services to residents and businesses. The principal categories of loans in the portfolio are single-family and multi-family residential real estate loans, commercial real estate loans, construction loans, consumer loans, and commercial loans. The company offers various deposit products, including regular savings accounts, demand accounts, negotiable order of withdrawal accounts, money market deposit accounts, and certificates of deposit, as well as individual retirement account certificates.
Executives
Twomey Edward F Iii director 10081 OAKRIDGE DRIVE, WEXFORD PA 15090
Howard John A Jr director
Mary Magestro-johnston officer: VP,Treas,Chief Acctg Officer 9001 PERRY HIGHWAY, PITTSBURGH PA 15237
Lawrence M Lehman director WVS FINANCIAL CORP, 9001 PERRY HIGHWAY, PITTSBURGH PA 15237
Linda K Butia officer: VP, Treas, Chief Acctg Officer 2413 BELLWOOD DRIVE, PITTSBURGH PA 15237
Margaret Vonderau director WVS FINANCIAL CORP, 9001 PERRY HIGHWAY, PITTSBURGH PA 15237
Bernard P Lefke officer: VP Savings 9001 PERRY HIGHWAY, PITTSBURGH PA 15237
Keith A Simpson officer: V.P., Treasurer & CAO WVS FINANCIAL CORP, 9001 PERRY HIGHWAY, PITTSBURGH PA 15237
Joseph W Unger director 3467 BABCOCK BOULEVARD, PITTSBURGH PA 15237
Michael R Rutan officer: SR. VP - OPERATIONS 9356 ALMAR PLACE, PITTSBURGH PA 15237
Donald E Hook director WVS FINANCIAL CORP, 9001 PERRY HIGHWAY, PITTSBURGH PA 15237
John W Grace director 9001 PERRY HIGHWAY, PITTSBURGH PA 15237
Arthur H Brandt director WVS FINANCIAL CORP, 9001 PERRY HIGHWAY, PITTSBURGH PA 15237
David L Aeberli director WVS FINANCIAL CORP, 9001 PERRY HIGHWAY, PITTSBURGH PA 15237
David J Bursic director, officer: President/CEO/Director C/O WVS FINANCIAL CORP, 9001 PERRY HIGHWAY, PITTSBURGH PA 15237

WVS Financial (WVS Financial) Headlines

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