WVFC (WVS Financial) ROE % Adjusted to Book Value: 10.57% (As of Jun. 2026)

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WVFC WVS Financial Corp WVFC
50 GF Score
Price $20.50
GF Value $16.56
Valuation Modestly Overvalued
! 6 Warning Signs
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What is WVS Financial ROE % Adjusted to Book Value?

WVS Financial WVFC 50 ROE % Adjusted to Book Value is 10.57% as of Jun. 2026. GuruFocus rates WVFC with a GF Score™ of 50/100 and a GF Value™ of $16.56 (Modestly Overvalued). The stock has 6 warning signs investors should review.

WVS Financial's ROE % for the quarter that ended in Jun. 2026 was 6.45%. WVS Financial's PB Ratio for the quarter that ended in Jun. 2026 was 0.61. WVS Financial's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 was 10.57%.


WVS Financial ROE % Adjusted to Book Value Related Terms


WVS Financial ROE % Adjusted to Book Value Historical Data

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The historical data trend for WVS Financial's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WVS Financial ROE % Adjusted to Book Value Chart

WVS Financial Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.17 9.43 8.00 8.13 9.98

WVS Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.87 10.71 11.86 12.19 10.57

WVFC vs PWBK, AMFC, JFWV: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, WVS Financial's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WVS Financial ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, WVS Financial's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where WVS Financial's ROE % Adjusted to Book Value falls into.


WVFC
50GF Score
WVS Financial Corp WVFC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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WVS Financial ROE % Adjusted to Book Value Calculation

WVS Financial's ROE % Adjusted to Book Value for the fiscal year that ended in Jun. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.09% / 0.61
=9.98%

WVS Financial's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.45% / 0.61
=10.57%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.57% mean?
WVS Financial (WVFC) has a ROE % Adjusted to Book Value of 10.57% as of Jun. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on WVS Financial and its competitors.
Is WVS Financial's ROE % Adjusted to Book Value too high?
WVS Financial's current ROE % Adjusted to Book Value is 10.57%. Overall, WVS Financial has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WVS Financial's ROE % Adjusted to Book Value compare to PWBK and AMFC?
WVS Financial's ROE % Adjusted to Book Value of 10.57% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on WVS Financial and its competitors. WVS Financial's current ROE % Adjusted to Book Value is 10.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WVS Financial stock overvalued right now?
Based on GuruFocus' analysis, WVS Financial (WVFC) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.56, compared to a current price of $20.50 — trading 23.8% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.57%. WVS Financial's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For WVS Financial (WVFC), the current ROE % Adjusted to Book Value is 10.57% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WVS Financial (WVFC) Overvalued in 2026?

Based on GuruFocus' analysis, WVS Financial stock appears to be overvalued. The current stock price of $20.50 is trading 23.8% above its estimated GF Value™ of $16.56. GuruFocus considers WVS Financial to be Modestly Overvalued.

Key valuation signals for WVFC:

  • ROE % Adjusted to Book Value: 10.57%
  • GF Value™: $16.56 vs. price of $20.50 (23.8% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the WVFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


WVS Financial Business Description

Address 9001 Perry Highway, Pittsburgh, PA, USA, 15237
WVS Financial Corp chartered unitary bank holding company. Through its banking subsidiary, it provides various banking products and services to residents and businesses. The principal categories of loans in its portfolio are single-family and multi-family residential real estate loans, commercial real estate loans, construction loans, consumer loans, and commercial loans, among others. The group also offers various deposit products, including regular savings accounts, demand accounts, negotiable order of withdrawal accounts, money market deposit accounts, etc., and other banking products and serivces such as online banking, credit cards, safe deposit boxes, debit cards, etc.
50GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.50
Price
$16.56
GF Value