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WVS FinancialWVFC 50 Dividend Payout Ratio is 0.24 as of Jun. 2026, which is 27% below its 10-year median of 0.33. GuruFocus rates WVFC with a GF Score™ of 50/100 and a GF Value™ of $16.56 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,169 Banks companies, WVS Financial ranks better than 64.41% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. WVS Financial's Dividend Payout Ratio for the
months ended in Jun. 2026 was 0.24.
The historical rank and industry rank for WVS Financial's Dividend Payout Ratio or its related term are showing as below:
WVFC'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.22 Med: 0.33 Max: 0.56
Current: 0.26
During the past 13 years, the highest Dividend Payout Ratio of WVS Financial was 0.56. The lowest was 0.22. And the median was 0.33.
WVFC's Dividend Payout Ratio is ranked better than 64.41% of 1169
companies
in the Banks industry
Industry Median: 0.32
vs WVFC: 0.26
During the past 10 years, the average Dividends Per Share Growth Rate was 7.60% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of WVS Financial was 159.60% per year. The lowest was -37.00% per year. And the median was 0.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
WVS Financial (OTCPK:WVFC) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
WVS Financial Dividend Payout Ratio Related Terms
WVS Financial Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for WVS Financial's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WVFC vs PWBK, AMFC, JFWV: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, WVS Financial's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WVS Financial Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, WVS Financial's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where WVS Financial's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
WVS Financial's Dividend Payout Ratio for the fiscal year that ended in Jun. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WVS Financial (WVFC) has a Dividend Payout Ratio of 0.24 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on WVS Financial and its competitors. This is 27% below median its historical median of 0.33. Over the past decade, WVS Financial's Dividend Payout Ratio has ranged from 0.22 to 0.56. According to the industry distribution chart, WVS Financial ranks #416 out of 1169 companies in the Banks industry, placing it in the top 35.6%.
Is WVS Financial's Dividend Payout Ratio too high?
WVS Financial's current Dividend Payout Ratio of 0.24 is 27% below median its 10-year median of 0.33. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 0.56. The Banks industry median Dividend Payout Ratio is 0.32. WVS Financial's value of 0.24 is 25% below this industry median. Based on the distribution chart, WVS Financial ranks #416 out of 1169 companies in the Banks industry, which is above the industry midpoint. Overall, WVS Financial has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WVS Financial's Dividend Payout Ratio compare to PWBK and AMFC?
According to the Banks industry distribution chart, WVS Financial ranks #416 out of 1169 companies for Dividend Payout Ratio. This puts WVS Financial in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. WVS Financial's value of 0.24 is 25% below this benchmark. Historically, WVS Financial's own Dividend Payout Ratio has ranged from 0.22 to 0.56 over the past decade. While the company's 10-year median is 0.33 vs. the industry median of 0.32, WVS Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WVS Financial's current Dividend Payout Ratio of 0.24 is 25% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on WVS Financial and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WVS Financial's current Dividend Payout Ratio is 0.24, which is 27% below median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WVS Financial stock overvalued right now?
Based on GuruFocus' analysis, WVS Financial (WVFC) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.56, compared to a current price of $20.50 — trading 23.8% above its estimated fair value. The current Dividend Payout Ratio is 0.24, which is 27% below median its 10-year median of 0.33 and 25% below the Banks industry median of 0.32. WVS Financial's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For WVS Financial (WVFC), the current Dividend Payout Ratio is 0.24 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is WVS Financial (WVFC) Overvalued in 2026?
Based on GuruFocus' analysis, WVS Financial stock appears to be overvalued.
The current stock price of $20.50 is trading 23.8% above its estimated GF Value™ of $16.56.
GuruFocus considers WVS Financial to be Modestly Overvalued.
Key valuation signals for WVFC:
Dividend Payout Ratio: 0.24 (27% below median its 10-year median of 0.33)
GF Value™: $16.56 vs. price of $20.50 (23.8% above fair value)
Industry Position: 25% below the Banks median (#416 of 1169)
No single metric tells the full story. See the WVFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
WVS Financial Corp chartered unitary bank holding company. Through its banking subsidiary, it provides various banking products and services to residents and businesses. The principal categories of loans in its portfolio are single-family and multi-family residential real estate loans, commercial real estate loans, construction loans, consumer loans, and commercial loans, among others. The group also offers various deposit products, including regular savings accounts, demand accounts, negotiable order of withdrawal accounts, money market deposit accounts, etc., and other banking products and serivces such as online banking, credit cards, safe deposit boxes, debit cards, etc.
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