WVFC (WVS Financial) ROC %: % (As of Jun. 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WVFC WVS Financial Corp WVFC
50 GF Score
Price $20.50
GF Value $16.56
Valuation Modestly Overvalued
! 6 Warning Signs
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What is WVS Financial ROC %?

WVS Financial WVFC 50 ROC % is % as of Jun. 2026. GuruFocus rates WVFC with a GF Score™ of 50/100 and a GF Value™ of $16.56 (Modestly Overvalued). The stock has 6 warning signs investors should review.

ROC %does not apply to banks.

WVFC
50GF Score
WVS Financial Corp WVFC
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
WVS Financial (WVFC) has a ROC % of % as of Jun. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on WVS Financial and its competitors.
Is WVS Financial's ROC % too high?
WVS Financial's current ROC % is %. Overall, WVS Financial has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WVS Financial's ROC % compare to PWBK and AMFC?
WVS Financial's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.57, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on WVS Financial and its competitors. For the Banks industry, the median ROC % is 1.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WVS Financial's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WVS Financial stock overvalued right now?
Based on GuruFocus' analysis, WVS Financial (WVFC) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.56, compared to a current price of $20.50 — trading 23.8% above its estimated fair value. The current ROC % is %. WVS Financial's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For WVS Financial (WVFC), the current ROC % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WVS Financial (WVFC) Overvalued in 2026?

Based on GuruFocus' analysis, WVS Financial stock appears to be overvalued. The current stock price of $20.50 is trading 23.8% above its estimated GF Value™ of $16.56. GuruFocus considers WVS Financial to be Modestly Overvalued.

Key valuation signals for WVFC:

  • ROC %: %
  • GF Value™: $16.56 vs. price of $20.50 (23.8% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the WVFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

WVS Financial Business Description

Address 9001 Perry Highway, Pittsburgh, PA, USA, 15237
WVS Financial Corp chartered unitary bank holding company. Through its banking subsidiary, it provides various banking products and services to residents and businesses. The principal categories of loans in its portfolio are single-family and multi-family residential real estate loans, commercial real estate loans, construction loans, consumer loans, and commercial loans, among others. The group also offers various deposit products, including regular savings accounts, demand accounts, negotiable order of withdrawal accounts, money market deposit accounts, etc., and other banking products and serivces such as online banking, credit cards, safe deposit boxes, debit cards, etc.
50GF Score

Get the complete analysis for WVFC

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.50
Price
$16.56
GF Value