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Armada Mercantile's Days Sales Outstanding for the
three
months ended in Feb. 2026 was 4.68.
Armada Mercantile's Days Inventory for the
three
months ended in Feb. 2026 was .
Armada Mercantile's Days Payable for the
three
months ended in Feb. 2026 was .
Therefore, Armada Mercantile's Cash Conversion Cycle (CCC) for the
three
months ended in Feb. 2026 was 4.68.
Armada Mercantile (OTCPK:AAMTF) Cash Conversion Cycle Explanation
Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.
Be Aware
CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.
The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.
Armada Mercantile Cash Conversion Cycle Related Terms
Armada Mercantile Cash Conversion Cycle Historical Data
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The historical data trend for Armada Mercantile's Cash Conversion Cycle can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AAMTF vs MS, GS, SCHW: Cash Conversion Cycle Comparison
For the Capital Markets subindustry, Armada Mercantile's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Armada Mercantile Cash Conversion Cycle vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Armada Mercantile's Cash Conversion Cycle distribution charts can be found below:
* The bar in red indicates where Armada Mercantile's Cash Conversion Cycle falls into.
Armada Mercantile Cash Conversion Cycle Calculation
Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.
Cash Conversion Cycle is one of several measures of management effectiveness.
Armada Mercantile's Cash Conversion Cycle for the fiscal year that ended in Feb. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Armada Mercantile (AAMTF) has a Cash Conversion Cycle of 4.68 as of Feb. 2026. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Armada Mercantile and its competitors.
Is Armada Mercantile's Cash Conversion Cycle too high?
Armada Mercantile's current Cash Conversion Cycle is 4.68. The Capital Markets industry median Cash Conversion Cycle is 2.27. Armada Mercantile's value of 4.68 is 106.2% above this industry median. Overall, Armada Mercantile has a GF Score™ of 35/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Armada Mercantile's Cash Conversion Cycle compare to MS and GS?
Armada Mercantile's Cash Conversion Cycle of 4.68 can be compared against companies in the Capital Markets industry. The industry median Cash Conversion Cycle is 2.27. Armada Mercantile's value of 4.68 is 106.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Capital Markets company?
The median Cash Conversion Cycle among Capital Markets companies is 2.27, based on 636 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Armada Mercantile's current Cash Conversion Cycle of 4.68 is 106.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Armada Mercantile and its competitors. For the Capital Markets industry, the median Cash Conversion Cycle is 2.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Armada Mercantile's current Cash Conversion Cycle is 4.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Armada Mercantile stock overvalued right now?
Based on GuruFocus' analysis, Armada Mercantile (AAMTF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.24, compared to a current price of $0.17 — trading 31.1% below its estimated fair value. The current Cash Conversion Cycle is 4.68 and 106.2% above the Capital Markets industry median of 2.27. Armada Mercantile's overall GF Score™ is 35/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For Armada Mercantile (AAMTF), the current Cash Conversion Cycle is 4.68 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Armada Mercantile (AAMTF) Overvalued in 2026?
Based on GuruFocus' analysis, Armada Mercantile stock appears to be undervalued.
The current stock price of $0.17 is trading 31.1% below its estimated GF Value™ of $0.24.
GuruFocus considers Armada Mercantile to be Possible Value Trap.
Key valuation signals for AAMTF:
Cash Conversion Cycle: 4.68
GF Value™: $0.24 vs. price of $0.17 (31.1% below fair value)
Industry Position: 106.2% above the Capital Markets median
No single metric tells the full story. See the AAMTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Armada Mercantile Ltd is engaged in the business of investing in new and existing businesses and organizations. The company is a financial services company that focuses on merchant banking through its wholly-owned subsidiary Armada Group USA, Inc. The company, through its investment in Oxygen Funding, Inc. offers commercial finance services to companies; internationally, including account receivables "factoring", supply chain, equipment leasing, merchant cash advance and purchase order, and other types of specialized finance.
35GF Score
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