Armada MercantileAAMTF 27 Interest Coverage is No Debt (1) as of Nov. 2025, which is 100% below its 10-year median of 199.50. GuruFocus rates AAMTF with a GF Score™ of 27/100 and a GF Value™ of $0.11 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 430 Capital Markets companies, Armada Mercantile ranks worse than 232557.91% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Armada Mercantile's
Operating Income
for the
three
months ended in Nov. 2025 was $-0.01 Mil. Armada Mercantile's Interest Expense for the
three
months ended in Nov. 2025 was $0.00 Mil.
Armada Mercantile has no debt.
The higher the ratio, the stronger the company's financial strength is.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Armada Mercantile's Interest Coverage or its related term are showing as below:
AAMTF's Interest Coverage is not ranked *
in the Capital Markets industry.
Industry Median: 19.375 * Ranked among companies with meaningful Interest Coverage only.
Armada Mercantile (OTCPK:AAMTF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Armada Mercantile Interest Coverage Related Terms
Armada Mercantile Interest Coverage Historical Data
* Premium members only.
The historical data trend for Armada Mercantile's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
AAMTF vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, Armada Mercantile's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Armada Mercantile Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Armada Mercantile's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Armada Mercantile's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Armada Mercantile (AAMTF) has a Interest Coverage of No Debt (1) as of Nov. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Armada Mercantile and its competitors. This is 99% below median its historical median of 199.50. According to the industry distribution chart, Armada Mercantile ranks #999999 out of 430 companies in the Capital Markets industry.
Is Armada Mercantile's Interest Coverage too high?
Armada Mercantile's current Interest Coverage of No Debt (1) is 99% below median its 10-year median of 199.50. Based on the distribution chart, Armada Mercantile ranks #999999 out of 430 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Armada Mercantile has a GF Score™ of 27/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Armada Mercantile's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Armada Mercantile ranks #999999 out of 430 companies for Interest Coverage. This places Armada Mercantile in the lower half of its industry. The industry median Interest Coverage is 19.38. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.38, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Armada Mercantile and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Armada Mercantile's current Interest Coverage is No Debt (1), which is 99% below median its own 10-year median of 199.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Armada Mercantile stock overvalued right now?
Based on GuruFocus' analysis, Armada Mercantile (AAMTF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.11, compared to a current price of $0.25 — trading 127.3% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 99% below median its 10-year median of 199.50. Armada Mercantile's overall GF Score™ is 27/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Armada Mercantile (AAMTF), the current Interest Coverage is No Debt (1) as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Armada Mercantile (AAMTF) Overvalued in 2026?
Based on GuruFocus' analysis, Armada Mercantile stock appears to be overvalued.
The current stock price of $0.25 is trading 127.3% above its estimated GF Value™ of $0.11.
GuruFocus considers Armada Mercantile to be Significantly Overvalued.
Key valuation signals for AAMTF:
Interest Coverage: No Debt (1) (99% below median its 10-year median of 199.50)
GF Value™: $0.11 vs. price of $0.25 (127.3% above fair value)
No single metric tells the full story. See the AAMTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Armada Mercantile Ltd is engaged in the business of investing in new and existing businesses and organizations. The company is a financial services company that focuses on merchant banking through its wholly-owned subsidiary Armada Group USA, Inc. The company, through its investment in Oxygen Funding, Inc. offers commercial finance services to companies; internationally, including account receivables "factoring", supply chain, equipment leasing, merchant cash advance and purchase order, and other types of specialized finance.
27GF Score
Get the complete analysis for AAMTF
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