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Armada MercantileAAMTF 40 Cash Ratio is 6.55 as of Feb. 2026, which is 25% below its 10-year median of 8.76. GuruFocus rates AAMTF with a GF Score™ of 40/100 and a GF Value™ of $0.25 (Fairly Valued). The stock has 1 warning sign investors should review. Among 681 Capital Markets companies, Armada Mercantile ranks better than 83.26% on this metric.
Armada Mercantile has a Cash Ratio of 6.55. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Armada Mercantile's Cash Ratio or its related term are showing as below:
AAMTF'
s Cash Ratio Range Over the Past 10 Years
Min: 0.24 Med: 8.76 Max: 54.48
Current: 6.53
During the past 13 years, Armada Mercantile's highest Cash Ratio was 54.48. The lowest was 0.24. And the median was 8.76.
AAMTF's Cash Ratio is ranked better than 83.26% of 681
companies
in the Capital Markets industry
Industry Median: 0.94
vs AAMTF: 6.53
Armada Mercantile (OTCPK:AAMTF) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Armada Mercantile Cash Ratio Related Terms
Armada Mercantile Cash Ratio Historical Data
* Premium members only.
The historical data trend for Armada Mercantile's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Armada Mercantile's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Armada Mercantile Cash Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Armada Mercantile's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Armada Mercantile's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Armada Mercantile (AAMTF) has a Cash Ratio of 6.55 as of Feb. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Armada Mercantile and its competitors. This is 25% below median its historical median of 8.76. Over the past decade, Armada Mercantile's Cash Ratio has ranged from 0.24 to 54.48. According to the industry distribution chart, Armada Mercantile ranks #114 out of 681 companies in the Capital Markets industry, placing it in the top 16.7%.
Is Armada Mercantile's Cash Ratio too high?
Armada Mercantile's current Cash Ratio of 6.55 is 25% below median its 10-year median of 8.76. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 54.48. The Capital Markets industry median Cash Ratio is 0.94. Armada Mercantile's value of 6.55 is 596.8% above this industry median. Based on the distribution chart, Armada Mercantile ranks #114 out of 681 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Armada Mercantile has a GF Score™ of 40/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Armada Mercantile's Cash Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Armada Mercantile ranks #114 out of 681 companies for Cash Ratio. This places Armada Mercantile in the top 17% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.94. Armada Mercantile's value of 6.55 is 596.8% above this benchmark. Historically, Armada Mercantile's own Cash Ratio has ranged from 0.24 to 54.48 over the past decade. While the company's 10-year median is 8.76 vs. the industry median of 0.94, Armada Mercantile has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Capital Markets company?
The median Cash Ratio among Capital Markets companies is 0.94, based on 681 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Armada Mercantile's current Cash Ratio of 6.55 is 596.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Armada Mercantile and its competitors. For the Capital Markets industry, the median Cash Ratio is 0.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Armada Mercantile's current Cash Ratio is 6.55, which is 25% below median its own 10-year median of 8.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Armada Mercantile stock overvalued right now?
Based on GuruFocus' analysis, Armada Mercantile (AAMTF) is currently considered Fairly Valued. The stock's GF Value™ is $0.25, compared to a current price of $0.25 — trading right at its estimated fair value. The current Cash Ratio is 6.55, which is 25% below median its 10-year median of 8.76 and 596.8% above the Capital Markets industry median of 0.94. Armada Mercantile's overall GF Score™ is 40/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Armada Mercantile (AAMTF), the current Cash Ratio is 6.55 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Armada Mercantile (AAMTF) Overvalued in 2026?
Based on GuruFocus' analysis, Armada Mercantile stock appears to be undervalued.
The current stock price of $0.25 is trading 0% below its estimated GF Value™ of $0.25.
GuruFocus considers Armada Mercantile to be Fairly Valued.
Key valuation signals for AAMTF:
Cash Ratio: 6.55 (25% below median its 10-year median of 8.76)
GF Value™: $0.25 vs. price of $0.25 (0% below fair value)
Industry Position: 596.8% above the Capital Markets median (#114 of 681)
No single metric tells the full story. See the AAMTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Armada Mercantile Ltd is engaged in the business of investing in new and existing businesses and organizations. The company is a financial services company that focuses on merchant banking through its wholly-owned subsidiary Armada Group USA, Inc. The company, through its investment in Oxygen Funding, Inc. offers commercial finance services to companies; internationally, including account receivables "factoring", supply chain, equipment leasing, merchant cash advance and purchase order, and other types of specialized finance.
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