AAMTF (Armada Mercantile) Effective Interest Rate on Debt %: 0.00% (As of Feb. 2026)


AAMTF Armada Mercantile Ltd AAMTF
42 GF Score
Price $0.25
GF Value $0.25
Valuation Fairly Valued
! 1 Warning Sign
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What is Armada Mercantile Effective Interest Rate on Debt %?

Armada Mercantile AAMTF 42 Effective Interest Rate on Debt % is 0.00% as of Feb. 2026. GuruFocus rates AAMTF with a GF Score™ of 42/100 and a GF Value™ of $0.25 (Fairly Valued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Armada Mercantile's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was $0.00 Mil. Armada Mercantile's average total debt for the quarter that ended in Feb. 2026 was $0.01 Mil. Therefore, Armada Mercantile's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 0.00%.

Armada Mercantile  (OTCPK:AAMTF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Armada Mercantile Effective Interest Rate on Debt % Related Terms

Armada Mercantile Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Armada Mercantile's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Armada Mercantile Effective Interest Rate on Debt % Chart

Armada Mercantile Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.38 18.18 -20.00 40.00 0.00

Armada Mercantile Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 160.00 0.00 0.00 0.00 0.00

AAMTF vs MS, GS, SCHW: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, Armada Mercantile's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Armada Mercantile Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Armada Mercantile's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Armada Mercantile's Effective Interest Rate on Debt % falls into.


AAMTF
42GF Score
Armada Mercantile Ltd AAMTF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Armada Mercantile Effective Interest Rate on Debt % Calculation

Armada Mercantile's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Feb. 2025 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  0/( (0.005+0.005)/ 2 )
=-1  *  0/0.005
=0.00 %

where

Total Debt  (A: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.005
=0.005

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.005
=0.005

Armada Mercantile's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  0/( (0.005+0.005)/ 2 )
=-1  *  0/0.005
=0.00 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.005
=0.005

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.005
=0.005

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Armada Mercantile (AAMTF) has a Effective Interest Rate on Debt % of 0.00% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Armada Mercantile and its competitors.
Is Armada Mercantile's Effective Interest Rate on Debt % too high?
Armada Mercantile's current Effective Interest Rate on Debt % is 0.00%. Overall, Armada Mercantile has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Armada Mercantile's Effective Interest Rate on Debt % compare to MS and GS?
Armada Mercantile's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Armada Mercantile and its competitors. Armada Mercantile's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Armada Mercantile stock overvalued right now?
Based on GuruFocus' analysis, Armada Mercantile (AAMTF) is currently considered Fairly Valued. The stock's GF Value™ is $0.25, compared to a current price of $0.25 — trading right at its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Armada Mercantile's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Armada Mercantile (AAMTF), the current Effective Interest Rate on Debt % is 0.00% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Armada Mercantile (AAMTF) Overvalued in 2026?

Based on GuruFocus' analysis, Armada Mercantile stock appears to be undervalued. The current stock price of $0.25 is trading 0% below its estimated GF Value™ of $0.25. GuruFocus considers Armada Mercantile to be Fairly Valued.

Key valuation signals for AAMTF:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $0.25 vs. price of $0.25 (0% below fair value)
  • GF Score™: 42/100 with 1 warning sign

No single metric tells the full story. See the AAMTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Armada Mercantile Business Description

Other Exchanges ARM:Canada
Address 1616 West 3rd Avenue, Suite 100, Vancouver, BC, CAN, V6J 1K2
Armada Mercantile Ltd is engaged in the business of investing in new and existing businesses and organizations. The company is a financial services company that focuses on merchant banking through its wholly-owned subsidiary Armada Group USA, Inc. The company, through its investment in Oxygen Funding, Inc. offers commercial finance services to companies; internationally, including account receivables "factoring", supply chain, equipment leasing, merchant cash advance and purchase order, and other types of specialized finance.
42GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.25
Price
$0.25
GF Value