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Armada Mercantile has the Financial Strength Rank of 10. It shows strong financial strength and is unlikely to fall into distressed situations.
Good Sign:
Armada Mercantile Ltd shows strong financial strength.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Armada Mercantile has no long-term debt (1).
Armada Mercantile's debt to revenue ratio for the quarter that ended in Feb. 2026 was 0.02.
As of today, Armada Mercantile's Altman Z-Score is 8.76.
(1) Note: An indication of "no long-term debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Armada Mercantile (OTCPK:AAMTF) Financial Strength Explanation
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Armada Mercantile has the Financial Strength Rank of 10. It shows strong financial strength and is unlikely to fall into distressed situations.
Armada Mercantile Financial Strength Related Terms
AAMTF vs MS, GS, SCHW: Financial Strength Comparison
For the Capital Markets subindustry, Armada Mercantile's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Armada Mercantile Financial Strength vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Armada Mercantile's Financial Strength distribution charts can be found below:
* The bar in red indicates where Armada Mercantile's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Armada Mercantile Ltd has enough cash to cover all of its debt. Its financial situation is stable.
2. Debt to revenue ratio. The lower, the better.
Armada Mercantile's Debt to Revenue Ratio for the quarter that ended in Feb. 2026 is
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Armada Mercantile has a Z-score of 8.76, indicating it is in Safe Zones. This implies the Z-Score is strong.
Good Sign:
Altman Z-score of 8.76 is strong.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Armada Mercantile (AAMTF) has a Financial Strength of 10 as of Feb. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Armada Mercantile and its competitors. This is 25% above median its historical median of 8.00. Over the past decade, Armada Mercantile's Financial Strength has ranged from 3.00 to 10.00.
Is Armada Mercantile's Financial Strength too high?
Armada Mercantile's current Financial Strength of 10 is 25% above median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 10.00. Overall, Armada Mercantile has a GF Score™ of 35/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Armada Mercantile's Financial Strength compare to MS and GS?
Armada Mercantile's Financial Strength of 10 can be compared against companies in the Capital Markets industry. Historically, Armada Mercantile's own Financial Strength has ranged from 3.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Capital Markets company?
A good Financial Strength depends on the Capital Markets industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Armada Mercantile and its competitors. Armada Mercantile's current Financial Strength is 10, which is 25% above median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Armada Mercantile stock overvalued right now?
Based on GuruFocus' analysis, Armada Mercantile (AAMTF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.24, compared to a current price of $0.17 — trading 31.1% below its estimated fair value. The current Financial Strength is 10, which is 25% above median its 10-year median of 8.00. Armada Mercantile's overall GF Score™ is 35/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Armada Mercantile (AAMTF), the current Financial Strength is 10 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Armada Mercantile (AAMTF) Overvalued in 2026?
Based on GuruFocus' analysis, Armada Mercantile stock appears to be undervalued.
The current stock price of $0.17 is trading 31.1% below its estimated GF Value™ of $0.24.
GuruFocus considers Armada Mercantile to be Possible Value Trap.
Key valuation signals for AAMTF:
Financial Strength: 10 (25% above median its 10-year median of 8.00)
GF Value™: $0.24 vs. price of $0.17 (31.1% below fair value)
No single metric tells the full story. See the AAMTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Armada Mercantile Ltd is engaged in the business of investing in new and existing businesses and organizations. The company is a financial services company that focuses on merchant banking through its wholly-owned subsidiary Armada Group USA, Inc. The company, through its investment in Oxygen Funding, Inc. offers commercial finance services to companies; internationally, including account receivables "factoring", supply chain, equipment leasing, merchant cash advance and purchase order, and other types of specialized finance.
35GF Score
Get the complete analysis for AAMTF
Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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