PT Bank CIMB Niaga Tbk (ISX:BNGA) Cash Conversion Cycle

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BNGA PT Bank CIMB Niaga Tbk ISX:BNGA
80 GF Score
Price Rp1,585.00
GF Value Rp1,847.62
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PT Bank CIMB Niaga Tbk Cash Conversion Cycle?

Cash Conversion Cycle (CCC) does not apply to banks and insurance companies.

ISX:BNGA
80GF Score
PT Bank CIMB Niaga Tbk ISX:BNGA
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Bank CIMB Niaga Tbk (ISX:BNGA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank CIMB Niaga Tbk stock appears to be undervalued. The current stock price of Rp1,585.00 is trading 14.2% below its estimated GF Value™ of Rp1,847.62. GuruFocus considers PT Bank CIMB Niaga Tbk to be Modestly Undervalued.

Key valuation signals for ISX:BNGA:

  • Cash Conversion Cycle:
  • GF Value™: Rp1,847.62 vs. price of Rp1,585.00 (14.2% below fair value)
  • GF Score™: 80/100 with 3 warning signs

No single metric tells the full story. See the ISX:BNGA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank CIMB Niaga Tbk Business Description

Other Exchanges NKX:Germany
Address Jalan Jenderal Sudirman Kav. 58, Jakarta, IDN, 12190
PT Bank CIMB Niaga Tbk operates in the commercial banking sector. Its principal activities include accepting funds from the public in the form of deposits, namely current accounts, time deposits, certificates of deposits, and saving accounts; providing loans, safe deposit boxes, and online banking facilities; performing custodian and treasury activities; offering credit cards, factoring, and trust services; and others. The company's reportable segments are Corporate, Business, Retail, Treasury, Sharia, Others, and Subsidiaries. Key revenue is generated from its Retail segment, which focuses on providing products and services to individual customers. It includes products such as loans, deposits, and other transactions, and balances with retail customers.
80GF Score

Get the complete analysis for ISX:BNGA

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,585.00
Price
Rp1,847.62
GF Value