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PT Bank CIMB Niaga TbkISX:BNGA +0.61%80 Cyclically Adjusted PS Ratio is 2.05 as of Aug. 16, 2026, which is 22% above its 10-year median of 1.68. GuruFocus rates ISX:BNGA with a GF Score™ of 80/100 and a GF Value™ of Rp1,857.23 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,305 Banks companies, PT Bank CIMB Niaga Tbk ranks better than 76.17% on this metric.
The historical rank and industry rank for PT Bank CIMB Niaga Tbk's Cyclically Adjusted PS Ratio or its related term are showing as below:
ISX:BNGA'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.89 Med: 1.68 Max: 2.91
Current: 2.05
During the past years, PT Bank CIMB Niaga Tbk's highest Cyclically Adjusted PS Ratio was 2.91. The lowest was 0.89. And the median was 1.68.
ISX:BNGA's Cyclically Adjusted PS Ratio is ranked better than 76.17% of 1305
companies
in the Banks industry
Industry Median: 3.45
vs ISX:BNGA: 2.05
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
PT Bank CIMB Niaga Tbk's adjusted revenue per share data for the three months ended in Jun. 2026 was Rp202.714. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is Rp805.39 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
PT Bank CIMB Niaga Tbk (ISX:BNGA) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
PT Bank CIMB Niaga Tbk Cyclically Adjusted PS Ratio Related Terms
PT Bank CIMB Niaga Tbk Cyclically Adjusted PS Ratio Historical Data
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The historical data trend for PT Bank CIMB Niaga Tbk's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank CIMB Niaga Tbk Cyclically Adjusted PS Ratio Chart
PT Bank CIMB Niaga Tbk Cyclically Adjusted PS Ratio Competitor Comparison
For the Banks - Regional subindustry, PT Bank CIMB Niaga Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank CIMB Niaga Tbk Cyclically Adjusted PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank CIMB Niaga Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where PT Bank CIMB Niaga Tbk's Cyclically Adjusted PS Ratio falls into.
PT Bank CIMB Niaga Tbk Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 2.05 mean?
PT Bank CIMB Niaga Tbk (ISX:BNGA) has a Cyclically Adjusted PS Ratio of 2.05 as of Aug. 16, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank CIMB Niaga Tbk and its competitors. This is 22% above median its historical median of 1.68. Over the past decade, PT Bank CIMB Niaga Tbk's Cyclically Adjusted PS Ratio has ranged from 0.89 to 2.91. According to the industry distribution chart, PT Bank CIMB Niaga Tbk ranks #311 out of 1305 companies in the Banks industry, placing it in the top 23.8%.
Is PT Bank CIMB Niaga Tbk's Cyclically Adjusted PS Ratio too high?
PT Bank CIMB Niaga Tbk's current Cyclically Adjusted PS Ratio of 2.05 is 22% above median its 10-year median of 1.68. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 2.91. The Banks industry median Cyclically Adjusted PS Ratio is 3.45. PT Bank CIMB Niaga Tbk's value of 2.05 is 40.6% below this industry median. Based on the distribution chart, PT Bank CIMB Niaga Tbk ranks #311 out of 1305 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank CIMB Niaga Tbk has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank CIMB Niaga Tbk's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank CIMB Niaga Tbk ranks #311 out of 1305 companies for Cyclically Adjusted PS Ratio. This places PT Bank CIMB Niaga Tbk in the top 24% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.45. PT Bank CIMB Niaga Tbk's value of 2.05 is 40.6% below this benchmark. Historically, PT Bank CIMB Niaga Tbk's own Cyclically Adjusted PS Ratio has ranged from 0.89 to 2.91 over the past decade. While the company's 10-year median is 1.68 vs. the industry median of 3.45, PT Bank CIMB Niaga Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.45, based on 1,305 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank CIMB Niaga Tbk's current Cyclically Adjusted PS Ratio of 2.05 is 40.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank CIMB Niaga Tbk and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank CIMB Niaga Tbk's current Cyclically Adjusted PS Ratio is 2.05, which is 22% above median its own 10-year median of 1.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank CIMB Niaga Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank CIMB Niaga Tbk (ISX:BNGA) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp1,857.23, compared to a current price of Rp1,655.00 — trading 10.9% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.05, which is 22% above median its 10-year median of 1.68 and 40.6% below the Banks industry median of 3.45. PT Bank CIMB Niaga Tbk's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For PT Bank CIMB Niaga Tbk (ISX:BNGA), the current Cyclically Adjusted PS Ratio is 2.05 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank CIMB Niaga Tbk (ISX:BNGA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank CIMB Niaga Tbk stock appears to be undervalued.
The current stock price of Rp1,655.00 is trading 10.9% below its estimated GF Value™ of Rp1,857.23.
GuruFocus considers PT Bank CIMB Niaga Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BNGA:
Cyclically Adjusted PS Ratio: 2.05 (22% above median its 10-year median of 1.68)
GF Value™: Rp1,857.23 vs. price of Rp1,655.00 (10.9% below fair value)
Industry Position: 40.6% below the Banks median (#311 of 1305)
No single metric tells the full story. See the ISX:BNGA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank CIMB Niaga Tbk operates in the commercial banking sector. Its principal activities include accepting funds from the public in the form of deposits, namely current accounts, time deposits, certificates of deposits, and saving accounts; providing loans, safe deposit boxes, and online banking facilities; performing custodian and treasury activities; offering credit cards, factoring, and trust services; and others. The company's reportable segments are Corporate, Business, Retail, Treasury, Sharia, Others, and Subsidiaries. Key revenue is generated from its Retail segment, which focuses on providing products and services to individual customers. It includes products such as loans, deposits, and other transactions, and balances with retail customers.
80GF Score
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