PT Bank CIMB Niaga Tbk (ISX:BNGA) Cyclically Adjusted FCF per Share: Rp (As of Jun. 2026)

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ISX:BNGA PT Bank CIMB Niaga Tbk ISX:BNGA
80 GF Score
Price Rp1,735.00
GF Value Rp1,893.07
Valuation Fairly Valued
! 3 Warning Signs
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What is PT Bank CIMB Niaga Tbk Cyclically Adjusted FCF per Share?

PT Bank CIMB Niaga Tbk ISX:BNGA +1.73% 80 Cyclically Adjusted FCF per Share is Rp as of Jun. 2026. GuruFocus rates ISX:BNGA with a GF Score™ of 80/100 and a GF Value™ of Rp1,893.07 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PT Bank CIMB Niaga Tbk's adjusted free cash flow per share for the three months ended in Jun. 2026 was Rp141.661. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Rp for the trailing ten years ended in Jun. 2026.

During the past 12 months, PT Bank CIMB Niaga Tbk's average Cyclically Adjusted FCF Growth Rate was 2.20% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 2.20% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 1.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of PT Bank CIMB Niaga Tbk was 24.10% per year. The lowest was -6.70% per year. And the median was 2.60% per year.

As of today (2026-09-22), PT Bank CIMB Niaga Tbk's current stock price is Rp1735.00. PT Bank CIMB Niaga Tbk's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was Rp. PT Bank CIMB Niaga Tbk's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank CIMB Niaga Tbk was 8.23. The lowest was 2.32. And the median was 4.94.


PT Bank CIMB Niaga Tbk  (ISX:BNGA) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank CIMB Niaga Tbk was 8.23. The lowest was 2.32. And the median was 4.94.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PT Bank CIMB Niaga Tbk Cyclically Adjusted FCF per Share Related Terms


PT Bank CIMB Niaga Tbk Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PT Bank CIMB Niaga Tbk's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank CIMB Niaga Tbk Cyclically Adjusted FCF per Share Chart

PT Bank CIMB Niaga Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
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PT Bank CIMB Niaga Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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PT Bank CIMB Niaga Tbk Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank CIMB Niaga Tbk's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank CIMB Niaga Tbk Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank CIMB Niaga Tbk's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank CIMB Niaga Tbk's Cyclically Adjusted Price-to-FCF falls into.


ISX:BNGA
80GF Score
PT Bank CIMB Niaga Tbk ISX:BNGA
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank CIMB Niaga Tbk Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank CIMB Niaga Tbk's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=141.661/137.6954*137.6954
=141.661

Current CPI (Jun. 2026) = 137.6954.

PT Bank CIMB Niaga Tbk Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 120.432 104.142 159.233
201612 -42.279 105.222 -55.327
201703 35.504 106.476 45.914
201706 84.406 107.722 107.892
201709 52.217 108.020 66.562
201712 50.436 109.017 63.704
201803 -80.736 110.097 -100.975
201806 115.722 111.085 143.444
201809 -101.213 111.135 -125.403
201812 -1.087 112.430 -1.331
201903 143.723 112.829 175.399
201906 3.132 114.730 3.759
201909 124.915 114.905 149.691
201912 26.630 115.486 31.751
202003 -45.590 116.252 -53.999
202006 116.170 116.630 137.153
202009 -9.287 116.397 -10.986
202012 64.432 117.318 75.623
202103 77.625 117.840 90.705
202106 157.282 118.184 183.248
202109 -28.873 118.262 -33.618
202112 48.952 119.516 56.398
202203 76.954 120.948 87.610
202206 132.565 123.322 148.015
202209 67.422 125.298 74.093
202212 8.903 126.098 9.722
202303 93.655 126.953 101.580
202306 174.245 127.663 187.938
202309 43.137 128.151 46.350
202312 94.397 129.395 100.453
202403 128.394 130.607 135.362
202406 48.411 130.792 50.966
202409 50.870 130.361 53.732
202412 197.948 131.432 207.382
202503 125.448 131.948 130.912
202506 17.241 133.241 17.817
202509 -68.016 133.819 -69.986
202512 184.163 135.271 187.464
202603 147.967 136.539 149.221
202606 141.661 137.695 141.661

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Rp mean?
PT Bank CIMB Niaga Tbk (ISX:BNGA) has a Cyclically Adjusted FCF per Share of Rp as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank CIMB Niaga Tbk and its competitors.
Is PT Bank CIMB Niaga Tbk's Cyclically Adjusted FCF per Share too high?
PT Bank CIMB Niaga Tbk's current Cyclically Adjusted FCF per Share is Rp. Overall, PT Bank CIMB Niaga Tbk has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank CIMB Niaga Tbk's Cyclically Adjusted FCF per Share compare to competitors?
PT Bank CIMB Niaga Tbk's Cyclically Adjusted FCF per Share of Rp can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank CIMB Niaga Tbk and its competitors. PT Bank CIMB Niaga Tbk's current Cyclically Adjusted FCF per Share is Rp. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank CIMB Niaga Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank CIMB Niaga Tbk (ISX:BNGA) is currently considered Fairly Valued. The stock's GF Value™ is Rp1,893.07, compared to a current price of Rp1,735.00 — trading 8.3% below its estimated fair value. The current Cyclically Adjusted FCF per Share is Rp. PT Bank CIMB Niaga Tbk's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PT Bank CIMB Niaga Tbk (ISX:BNGA), the current Cyclically Adjusted FCF per Share is Rp as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank CIMB Niaga Tbk (ISX:BNGA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank CIMB Niaga Tbk stock appears to be undervalued. The current stock price of Rp1,735.00 is trading 8.3% below its estimated GF Value™ of Rp1,893.07. GuruFocus considers PT Bank CIMB Niaga Tbk to be Fairly Valued.

Key valuation signals for ISX:BNGA:

  • Cyclically Adjusted FCF per Share: Rp
  • GF Value™: Rp1,893.07 vs. price of Rp1,735.00 (8.3% below fair value)
  • GF Score™: 80/100 with 3 warning signs

No single metric tells the full story. See the ISX:BNGA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank CIMB Niaga Tbk Business Description

Other Exchanges NKX:Germany
Address Jalan Jenderal Sudirman Kav. 58, Jakarta, IDN, 12190
PT Bank CIMB Niaga Tbk operates in the commercial banking sector. Its principal activities include accepting funds from the public in the form of deposits, namely current accounts, time deposits, certificates of deposits, and saving accounts; providing loans, safe deposit boxes, and online banking facilities; performing custodian and treasury activities; offering credit cards, factoring, and trust services; and others. The company's reportable segments are Corporate, Business, Retail, Treasury, Sharia, Others, and Subsidiaries. Key revenue is generated from its Retail segment, which focuses on providing products and services to individual customers. It includes products such as loans, deposits, and other transactions, and balances with retail customers.
80GF Score

Get the complete analysis for ISX:BNGA

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,735.00
Price
Rp1,893.07
GF Value