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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank CIMB Niaga Tbk OCF Margin % Competitor Comparison
For the Banks - Regional subindustry, PT Bank CIMB Niaga Tbk's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank CIMB Niaga Tbk OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank CIMB Niaga Tbk's OCF Margin % distribution charts can be found below:
* The bar in red indicates where PT Bank CIMB Niaga Tbk's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank CIMB Niaga Tbk (ISX:BNGA) has a OCF Margin % of 126.21% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank CIMB Niaga Tbk and its competitors. This is 486% above median its historical median of 21.52. According to the industry distribution chart, PT Bank CIMB Niaga Tbk ranks #1285 out of 1496 companies in the Banks industry, placing it in the top 85.9%.
Is PT Bank CIMB Niaga Tbk's OCF Margin % too high?
PT Bank CIMB Niaga Tbk's current OCF Margin % of 126.21% is 486% above median its 10-year median of 21.52. The Banks industry median OCF Margin % is 30.10. PT Bank CIMB Niaga Tbk's value of 126.21% is 319.3% above this industry median. Based on the distribution chart, PT Bank CIMB Niaga Tbk ranks #1285 out of 1496 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank CIMB Niaga Tbk has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank CIMB Niaga Tbk's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank CIMB Niaga Tbk ranks #1285 out of 1496 companies for OCF Margin %. This places PT Bank CIMB Niaga Tbk in the lower half of its industry. The industry median OCF Margin % is 30.10. PT Bank CIMB Niaga Tbk's value of 126.21% is 319.3% above this benchmark. While the company's 10-year median is 21.52 vs. the industry median of 30.10, PT Bank CIMB Niaga Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 30.10, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank CIMB Niaga Tbk's current OCF Margin % of 126.21% is 319.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank CIMB Niaga Tbk and its competitors. For the Banks industry, the median OCF Margin % is 30.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank CIMB Niaga Tbk's current OCF Margin % is 126.21%, which is 486% above median its own 10-year median of 21.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank CIMB Niaga Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank CIMB Niaga Tbk (ISX:BNGA) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp1,856.83, compared to a current price of Rp1,655.00 — trading 10.9% below its estimated fair value. The current OCF Margin % is 126.21%, which is 486% above median its 10-year median of 21.52 and 319.3% above the Banks industry median of 30.10. PT Bank CIMB Niaga Tbk's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For PT Bank CIMB Niaga Tbk (ISX:BNGA), the current OCF Margin % is 126.21% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank CIMB Niaga Tbk (ISX:BNGA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank CIMB Niaga Tbk stock appears to be undervalued.
The current stock price of Rp1,655.00 is trading 10.9% below its estimated GF Value™ of Rp1,856.83.
GuruFocus considers PT Bank CIMB Niaga Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BNGA:
OCF Margin %: 126.21% (486% above median its 10-year median of 21.52)
GF Value™: Rp1,856.83 vs. price of Rp1,655.00 (10.9% below fair value)
Industry Position: 319.3% above the Banks median (#1285 of 1496)
No single metric tells the full story. See the ISX:BNGA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank CIMB Niaga Tbk operates in the commercial banking sector. Its principal activities include accepting funds from the public in the form of deposits, namely current accounts, time deposits, certificates of deposits, and saving accounts; providing loans, safe deposit boxes, and online banking facilities; performing custodian and treasury activities; offering credit cards, factoring, and trust services; and others. The company's reportable segments are Corporate, Business, Retail, Treasury, Sharia, Others, and Subsidiaries. Key revenue is generated from its Retail segment, which focuses on providing products and services to individual customers. It includes products such as loans, deposits, and other transactions, and balances with retail customers.
80GF Score
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