Capitec Bank Holdings (JSE:CPI) Cash Conversion Cycle

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JSE:CPI Capitec Bank Holdings Ltd JSE:CPI
89 GF Score
Price R4,690.50
GF Value R4,267.76
Valuation Fairly Valued
! 1 Warning Sign
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What is Capitec Bank Holdings Cash Conversion Cycle?

Cash Conversion Cycle (CCC) does not apply to banks and insurance companies.

JSE:CPI
89GF Score
Capitec Bank Holdings Ltd JSE:CPI
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Capitec Bank Holdings (JSE:CPI) Overvalued in 2026?

Based on GuruFocus' analysis, Capitec Bank Holdings stock appears to be overvalued. The current stock price of R4,690.50 is trading 9.9% above its estimated GF Value™ of R4,267.76. GuruFocus considers Capitec Bank Holdings to be Fairly Valued.

Key valuation signals for JSE:CPI:

  • Cash Conversion Cycle:
  • GF Value™: R4,267.76 vs. price of R4,690.50 (9.9% above fair value)
  • GF Score™: 89/100 with 1 warning sign

No single metric tells the full story. See the JSE:CPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capitec Bank Holdings Business Description

Address 5 Neutron Road, Techno Park, Stellenbosch, WC, ZAF, 7600
Capitec Bank Holdings Ltd is a bank holding company along with its subsidiary, which conducts personal and business banking, online consumer lending, rental financing, holds an insurance cell captive, and has an insurance licence for life products. Its segments are Personal Banking, Business Banking, and the Insurance business.
89GF Score

Get the complete analysis for JSE:CPI

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R4,690.50
Price
R4,267.76
GF Value